I'm back from a 5-day fishing vacation with no communications.
What did I miss? lol
I agree with agip that recommending individual stocks like coach d does is not something for the average joe. Among other things, it takes a lot of time to do the research, and to stay on top of it, and it therefore becomes a job--at which point you must ask yourself if it is a good job or not, or the best job that you can have or do, or the best job structuring of those particular tasks.
For instance, I have a friend who was in d's position. He found out that he could make out much better performing the same tasks while employed as a financial advisor, and could retain management of his extended family's portfolios.
Good stuff if you are d and you like what you are doing and how you are doing it--bad if you're like me, and don't believe enough of what you hear to make it worth sacrificing control to both individual company management and the general markets.
I have always believed that only work creates wealth. D might be doing very well, and hats off to him for doing it. I choose a different path, and I also am doing very well. The average joe, unfortunately, is not doing so well--as far as investment vehicles go, he takes a shot at a coarse dartboard, and lets others do the work that is required for the generation of wealth, and hence does not make as much. He needs to do this because he doesn't have enough to invest to enable him to leave the regular job he needs to pay the bills, where his work creates wealth most efficiently.
US markets about to open now on Thursday. One thing I have been doing very slowly is buying some physical gold--nothing big, just little bits here and there. We'll see.