19 years old with $205,000 cash. How should I invest it?

if you want to play the market try to pay as little as possible for it.

Buy a Lamborghini, which will burn down in a couple of month and be done with it.

https://www.youtube.com/watch?v=2fW6QX_RNLQ

Hello Mister,

I extend my best greetings and regards. Must be divine coincidence. Me being the administrator of big estate fortune of late Nduka Mgabe which is Ukrainian heir of Nigerian crown of Ivory Coast. Unfortunately money blocked, your assistance required in minor transaction to releasing funds from perpetual custody.

Help a good Christian. Peace and blessings.

Where is it now, numbnuts?

You got in a bank? Then the tax man will come sniffin. Same if you dump it all into mutual fund, they have to report your investment to the man.

Vice Chancelor of the Treasury of Zamunda wrote:

Hello Mister,

I extend my best greetings and regards. Must be divine coincidence. Me being the administrator of big estate fortune of late Nduka Mgabe which is Ukrainian heir of Nigerian crown of Ivory Coast. Unfortunately money blocked, your assistance required in minor transaction to releasing funds from perpetual custody.

Help a good Christian. Peace and blessings.

Dear Vice Chancelor of the Treasury of Zamunda,

I am happy to help with your minor transaction.

Please send me your contact information.

S. S.

Nedder) wrote:

Sex work. Me and a friend in high school hired girls, put them in motels. We brought the customers, and gave them 35% as a cut.

I suggest you donate the money to a charity and turn yourself into the authorities.

Scamingscamsters wrote:

Vice Chancelor of the Treasury of Zamunda wrote:

Hello Mister,

I extend my best greetings and regards. Must be divine coincidence. Me being the administrator of big estate fortune of late Nduka Mgabe which is Ukrainian heir of Nigerian crown of Ivory Coast. Unfortunately money blocked, your assistance required in minor transaction to releasing funds from perpetual custody.

Help a good Christian. Peace and blessings.

Dear Vice Chancelor of the Treasury of Zamunda,

I am happy to help with your minor transaction.

Please send me your contact information.

S. S.

Dear Scanning Hamster

Blessings to you! Hope that OP would help but any good Christian is embraced wholeheartedly. Will provide requisites in email. It being matter of highest diplomatic confidentiality. What address can I send to?

Peace, the Viceroy

On behalf of Cambodian Treasury wrote:

Scamingscamsters wrote:

Dear Vice Chancelor of the Treasury of Zamunda,

I am happy to help with your minor transaction.

Please send me your contact information.

S. S.

Dear Scanning Hamster

Blessings to you! Hope that OP would help but any good Christian is embraced wholeheartedly. Will provide requisites in email. It being matter of highest diplomatic confidentiality. What address can I send to?

Peace, the Viceroy

Dear Viceroy,

Sorry I can't give you my email for security reasons (You now all these scamsters out there) but please send a letter to

1600 Pennsylvania Avenue NW

Washington, DC 20500

Sincerely Scanning Hamster

Nedder) wrote:

Sex work. Me and a friend in high school hired girls, put them in motels. We brought the customers, and gave them 35% as a cut.

That is f'ed up. Give it to charity.

You're either a deplorable excuse for a human being or a no-consequence troll. I have no advice to offer the likes of either.

Buy options I will sell you them.

You can’t just deposit that much cash in a bank. So good luck investing it.

Scanning Hamster wrote:

On behalf of Cambodian Treasury wrote:

Dear Scanning Hamster

Blessings to you! Hope that OP would help but any good Christian is embraced wholeheartedly. Will provide requisites in email. It being matter of highest diplomatic confidentiality. What address can I send to?

Peace, the Viceroy

Dear Viceroy,

Sorry I can't give you my email for security reasons (You now all these scamsters out there) but please send a letter to

1600 Pennsylvania Avenue NW

Washington, DC 20500

Sincerely Scanning Hamster

Dearest Mr. Scanny

I thank you bigly for your most esteemed support. Surprising how you know, but our High Office is already in contact with a person at such address for years. We exchange many letters and person proposes many a deal. It is fruitful exchange for us, and the late Nduka would have been proud, God bless! Not able to say mor due to high encryption status of importantness.

May I suggest that as a token of our unlimited gratitude, you provide us with another esteemed coordinates of person willing to assist in our just cause?

Blessings

John Smith

Chancellor General et President d"Affaires

I'm 99.99% sure this is a faux troll post. I will withhold judgement of you as a pimp/sex traffic person since this most likely is not real. Know one who has told you to invest in mutual funds, options, indices are financial professionals. One cannot take dirty cash to investment banks. You cannot take dirty money to commercial banks. Did you watch Breaking Bad? Buy a nail salon or a car wash or laundromat or dry cleaners, etc. Haven't you watched the news the past two years? I am sure you are familiar with allegations that T R U M P sold real estate to most likely members of Russian mafia. There's a lot of dirty money in real estate.

Here's my advice as someone who had some money as a 19 year old and blew tens of thousands on bad investments.

If you're smart enough to learn how to make that much, you're smart enough to learn how to invest it wisely. But it takes years. My advice is to buy nothing but index funds or US government bonds at first. Then, as you learn about asset classes that interest you (e.g. crypto, options, commodities, forex) allow yourself to invest no more than 5% of your assets into that class. Then let that class earn a greater interest percent by making you money.

This strategy prevents huge losses and downside, which I experienced very painfully at your age. (Except for your exposure to the US stock market, but that's a whole other convo).

You are in a a better financial position than 99.999% of people your age.. don't squander it.

I'm late to the show, but I'd buy property and rent it out. Since you're young and probably don't have a family yet, you could be the on-site landlord.

So buy a place, rent out a couple bedrooms. The house itself will increase in value over time, and you'll also be collecting rent. Depending on where you live and how many bedrooms you could be making $12k-$30k a year from the renting, and then sell the whole property down the line to make a profit there as well.

You know there are many online jobs like surveys, merch or mistplay, which are easy and fast to perform. If I were you, I would make a contract with the company that deals, for instance with online surveys and make each member of the forum per day to fill one survey. Of course, the members will do it free of charge. In fact filling surveys is quite interesting and informative. I don’t think any issues will appear. Thus, you will have a small, but permanent income to survive. BTW on https://themoneymix.com/side-hustle-ideas/ there are other interesting jobs which you can implement in case banners will be forbidden.