19 years old with $205,000 cash. How should I invest it?

Weed

Like real estate.

Or a business.

Or gold.

Find a respectable brokerage like TD and invest the majority in a variety of ETFs like SPYDR and QQQ, with some other companies you like that you choose on the side

Buy up some cheap rental properties and become a slum lord. Easy money.

Would it raise a red flag if I started off with maybe $40-50k? It’s all cash

Nasdaq 100 indexed fund - outperforms S&P 500.

‘Unethical’ care to elaborate

I’ll sell you the Golden Gate Bridge. You can live under it.

Sex work. Me and a friend in high school hired girls, put them in motels. We brought the customers, and gave them 35% as a cut.

Your best investment:

https://www.youtube.com/watch?v=xUsOJrw5PJE

Like another poster said, look into mutual funds. you can open a vanguard account online. Look at the 10 year returns on the funds. pick some that have opposite trajectories. When one is on the downswing, the other is on the upswing. Spend some time doing the research. Invest it all, and go about your life.

Check it maybe once a year. Don't freak when it loses and don't celebrate when it gains.

Thanks man. What’s your opinion on cryptocurrency? Are there any that pay dividends?

Invest it in university?

Capital One 360 account is a good option, just investing maybe 20,000 of it there and let it grow overtime. a money market account is immune to the ups and downs associated with a 401K and stock market. They guarantee a steady AYP in terms.

Invest a small part in overall health and fitness as well since that will provide you with the energy needed to make money in other pursuits. If your body and mind are healthy, it's easier to put energy into other moneymaking endeavors.

With the stock market, don't expect immediate returns. It's a matter of patience, like multi-decades beforte you start to see real money. There won't be another Dot Com bubble like the early 2000's.

Consider investing some in real estate. You could put 30K into converting some rental properties. Gotta think long term. Be daring and buy a cheap $20K home in an impoverished neighborhood, not necessarily a violent one, but one with cheap $20K homes to be found. Fix it up and rent it out.

DO NOT spend any of it on webcam girls.

the bulk of it? vanguard 2055 or 2065 target retirement account.

I don't know where you live but the best investment I ever made was in a run down motel on the outskirts of town. I live near a metro area with ~750,000 population. We did a cheap renovation and started renting rooms by the week and month. There are large numbers of poor people who can't pay two months security deposit on a regular apartment, and often they've been evicted and can't provide good references. Or, they are seasonal workers in construction or other fields. They live paycheck to paycheck and are paid every other week. Instead of saving, they spend. So it's pretty easy to get them as tenants for double or triple what they should really be paying. To increase profits, add things like dishes, microwaves, etc to the rental (you can get these used and cheap at thrift stores). So you can buy a $10 microwave and charge $5 week to add it to someone's room as part of a "kitchen" package.

A lot of people think we're taking advantage of people, but that's not the case. Sure we're overcharging compared to an apartment lease, but it's a safe, comfortable place that they can walk away from at a moment's notice, leaving us to clean up and find the next tenant.

if you want to change your life for the better, and you really got your money through unethical means, you should give it to a charity or a church. fake sympathy won't heal your soul.

Human Trafficking...good to know you’re a scum bag

Most 19 year olds invest $205k in their college education. They don't have the money, but they take out loans to cover it. Then whine about how they can't pay them back. It seems like a bad investment in most cases, but Bernie and Warren think it's so great, that they want me to pay for it for everyone.