The people in my "cap the debt ceiling" thread would seemingly advocate borrowing for more for no reason. Probably mail it to ukraine or penn university biden institute for the chinese.
I have nearly $200k in loans from undergrad and medical school. Refinanced at a low interest rate but can't afford to pay them off right now due to low pay while I'm a resident. I'm 33 yeard old. Feelsbadman
$92,000 + interest ( not sure, I throw away the statements). They’ll forgive it or write it off. Not sure how that works but tomorrow is not guaranteed. Prolly passed on to you slaves.
Time to start revoking awarded degrees for student loan malfeasance. Like your $60k+ year white collar job? Try job searching again relegated back to your high school diploma.
Graduated nearly 18 years ago. Owe something around $600 in student loans now down from 22K at graduation. Recently the servicer, not at my request, changed my automatic payment from $125 (which it was for 17 years, so like 200 months in a row!) to $50. I guess I’ll never get rid of these. I should probably just pay it off, but the interest is 2%, and I may as well have some good debt on the old credit report.
You're all paying the salaries of the bloated ranks of the administrative employees at your colleges and universities. Fire at least 50% of em and you can graduate with far less debt incurred.
No reason to have much debt unless your parents are rich but won't pay. So many people 'pay' themselves to go to school with loans they mostly don't need to go to schools they don't have to go to.
No reason to have much debt unless your parents are rich but won't pay. So many people 'pay' themselves to go to school with loans they mostly don't need to go to schools they don't have to go to.
it is not rich parents that won’t pay… it high income broke parents that can’t pay.
Just graduated in 2022. I'm now a Physical Therapist.
180k in debt. Make 80k starting, hoping for >4% raises per year.
40k in the bank waiting for the repayment to start, adding ~3k to that each month.
Hoping for 20k in forgiveness as I was a Pell Grant recipient.
MIGHT make a 50k payment right away to make the number less scary and kill a bunch of interest accumulation. Might go on the 10 year 10% of discretional income plan. Have to do the math on that as it approaches.
Just graduated in 2022. I'm now a Physical Therapist.
180k in debt. Make 80k starting, hoping for >4% raises per year.
40k in the bank waiting for the repayment to start, adding ~3k to that each month.
Hoping for 20k in forgiveness as I was a Pell Grant recipient.
MIGHT make a 50k payment right away to make the number less scary and kill a bunch of interest accumulation. Might go on the 10 year 10% of discretional income plan. Have to do the math on that as it approaches.
Just paid my grad school loan off. $60k original balance plus interest that varied but mostly around 3 percent until the last year when it shot up. Took 13 years.
I worked at a company that provided some student loan repayment, but left in 2021 for a better paying job that covered more than the salary + repayment benefit.
The degree helped me a lot in my career, just wish I paid of the balance or maybe selected a less expensive school. I had no debt from undergrad, as that was a deal my parents made -- state school, we'll pay for it.
Honestly, can't complain as I knew what I was getting into. Yet -- so happy to be done with it.
Just graduated in 2022. I'm now a Physical Therapist.
180k in debt. Make 80k starting, hoping for >4% raises per year.
40k in the bank waiting for the repayment to start, adding ~3k to that each month.
Hoping for 20k in forgiveness as I was a Pell Grant recipient.
MIGHT make a 50k payment right away to make the number less scary and kill a bunch of interest accumulation. Might go on the 10 year 10% of discretional income plan. Have to do the math on that as it approaches.
Just paid my grad school loan off. $60k original balance plus interest that varied but mostly around 3 percent until the last year when it shot up. Took 13 years.
I worked at a company that provided some student loan repayment, but left in 2021 for a better paying job that covered more than the salary + repayment benefit.
The degree helped me a lot in my career, just wish I paid of the balance or maybe selected a less expensive school. I had no debt from undergrad, as that was a deal my parents made -- state school, we'll pay for it.
Honestly, can't complain as I knew what I was getting into. Yet -- so happy to be done with it.
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