Track is a different animal from road running. Speed is generally thought of as either top end speed or speed endurance. It's easy enough to find material on the internet on both. Given your interest in the 400 and your lack of track competition, speed endurance is your aim to get down that 65 400 to, say, 60. Only running 400s on a track will not get you much better, if at all. The 400 must be bracketed with 200s, 300s and 500s. You will have to do repeats at these various distances and I favor getting these repeats above 90% of maximum effort later in your first year of this.
You would have to abandon road running altogether to get a sense of how fast you can run a 400 and by 33-36 you would know. I doubt you will ever know if you are a "hobby" track runner, although this is not meant to discourage you from trying.
Basic equipment means track flats. You should be gradually moving from heel striking to a more forward foot strike. Everyone has fast twitch muscle fibers and you have got to use them in 200s and 300s, and be running close to your fastest, taking as much time as needed for recovery between runs. This is a different approach than would be used in h.s. or college varsity training.