If I apply to a college whose Net Price Calculator says my family will owe $18,000 even though the tuition and room and board is $69,000, and I get an athletic scholarship, does it come off the $18,000, or is it figured in there some way so that the $18,000 is just a little less? Let's say they give me $10,000...does that mean my family owes $8,000 or would it then be something different?