I'll interpret the consultant-speak:
Consultant-speak: "My goals have changed over time..."
Reality: "I made some bad career and financial decisions that led to me not being able to retire early."
Consultant-speak: "I just shed a client."
Reality: "A client fired me."
Consultant-speak: "At that point, I will probably retire for good, but you never know."
Reality: "I know I will not be in a position to retire at that time."
Consultant-speak: "I don't want any new clients."
Reality: "I am unable to get new clients."
Consultant-speak: "I could acquire more clients, bring on a partner who wants to take over my business and then sell it to him/her in three years when I decide to hang it up for good, but I don't even need to do that. And more importantly, I don't want to do that."
Reality: "My company has no value."
Consultant-speak: "You're kind of a punk for telling me to scrimp and save and that I'll get there one day, but you know that about yourself."
Reality: "I envy you."
Consultant-speak: " Comment back to me again if you like, but you bore me, so I don't plan to respond back to you on this topic."
Reality: "I can't win this debate. I give up."