I'm in California and have Kaiser. I pay about $700 a month in premiums for family coverage.
The biggest copay ever was $100 and that was for my wife's delivery.
Big chunk out of my check but in the past I was denied coverage so whatever.
How about you LRC?
I don't have health insurance
Road trip wrote:
I don't have health insurance
So you just pay the penalty?
You don't have a family right?
850/mo
Damn!
25 years old, single, self employed - new premium is $495/month - POS plan, with Blue card. I travel extensively, so HMO doesn't work for me. In addition, the plan doesn't cover my medication, so another $330/month out of pocket.
I just love how the Obama administration lied and stated we can keep our doctor and premiums would decrease. Also love Obama's "many people receive a subsidy" talking point. If a large percentage of people receive a subsidy, then taxpayers like me, who pay their own premium, also have to pay for those subsidies. A double whammy.
Of course, none of this is surprising. Many predicted this is exactly what would happen, but Democrats didn't care. They rammed it through in the middle of the night without even reading it and immediately declared "victory".
How much health insurance do you get for what you pay?
Also, does "quality of care" enter into any picture?
it all depends wrote:
How much health insurance do you get for what you pay?
Also, does "quality of care" enter into any picture?
I think that my provider could be better but I feel pretty confident in their abilities. I avoided paying out of pocket for an emergency contact section and a week in the hospital. Plus I couldn't even get quotes in the past.
In the last couple years before Obama Care, I paid (as an employer) $660 a month for my employees' benefits (six person company). Now, we pay $200 for plans that range from $250 to $400+ (mine is $290). YMMV, but Obama Care saved my company.
Virus eater wrote:
I'm in California and have Kaiser. I pay about $700 a month in premiums for family coverage.
The biggest copay ever was $100 and that was for my wife's delivery.
Big chunk out of my check but in the past I was denied coverage so whatever.
How about you LRC?
I work within a large hospital chain...........for full family coverage, IE medical, dental, vision, etc I pay out of pocket $140.00/month.
In Chicago, I was paying 1250/month for family coverage with 3k deductible. In 2012 it was 800/month and 2013 1000/month.
Now i work for the state and have a cheap hmo, 350/month
I pay $1 per year. No joke.
Teacher...pay $380 a month for wife and three kids. $20 copay, $3,000 deductible. School district pays an additional $600 per employee. I couldn't imagine paying $1,000 + per month.
Insurance is always the #1 topic we are negotiating new contacts. Salary has been pushed way down on the priority list as Healthcare costs have rised.
My insurance plan was cancelled because it was not ACA compliant so now I have no insurance and pay nothing.
lax wrote:
In the last couple years before Obama Care, I paid (as an employer) $660 a month for my employees' benefits (six person company). Now, we pay $200 for plans that range from $250 to $400+ (mine is $290). YMMV, but Obama Care saved my company.
What is the deductible/out-of pocket costs/ co-insurance? Who is the carrier?
Not sure what Obamacare has to do with you. If you aren't on the exchange - which you can't be if you are an employer providing insurance - why are you discussing Obamacare? Obamacare is for people who don't have employer provided insurance.
I work for a big company, and participate in the group plan.
It's an HSA. Bi-weekly I pay $144 plus another $60 since my wife is "eligible for health coverage" at her work. That's $204 x 26 pay periods / 12 months =
$442 per month.
Now that only gets me HSA coverage. My deductible is around $5200 before the insurance pays anything. So I also contribute about $3000 into an HSA account. That's an additional $250 per month.
All told, $692 per month for the company's group plan. And I pay all costs 100% until I've paid in ~5200 for the year (of course off set by what I pay into the HSA).
When we first got the HSA about 8 or 9 years ago, it was $15 bi weekly instead of $204. The amount I contributed to the HSA count remains the same.
Wowwwdude wrote:
Teacher...pay $380 a month for wife and three kids. $20 copay, $3,000 deductible. School district pays an additional $600 per employee. I couldn't imagine paying $1,000 + per month.
Insurance is always the #1 topic we are negotiating new contacts. Salary has been pushed way down on the priority list as Healthcare costs have rised.
Lord help us. You're a teacher? Risen!
$1400 a year. Don't remember what my deductible is. I went with a slightly higher co-pay plan since I have been to the doctor once since 2005.
$962 a month for family of 4.
Mid 30s and I have the regular job, spouse is self employed. My work covers the vast majority of the costs, but we have to cover a little more to have her on the plan.So each month it is $234.
We have ridiculously low copays (often $0) and deductables and a huge network to choose from. No complaints for me. And as far as I can tell, Obamacare has had no impact on what I pay. The amount I owe each month has drifted around a bit over the last many years, but it has always been in the low 200's.