Interesting thread and concept. Let me distill this down to the essense of the situation:
You want to train on your own as opposed to obeying the coach the school district hired.
A very reasonable desire. If you run without team/coach/practice most of the year with good results, I would suggest doing the same all year. At my school, the distance runners would possibly run XC, but not necessarily every year. I did 2 seasons. My best training partner did 2 that overlapped with me for 1. But the season was 6 or 7 weeks long, so it didn't completely change or interrupt the trajectory we were on long-term. And none of us had anything to do with the track team.
It seems what I descibe is pretty close to what you envision. I mean, the school affected a total of 3 months of my whole high school running career. Looking back, I can't tell you why I even did those 2 XC seasons. Maybe because my main sidekick, running-wise, was doing it that 2nd year and he talked me into it.
I agree complety that cutting the coach out of the equation only has upsides. One bonus is that you can run actual distance races as opposed to the mid-D you imply you have been running I had the benefit of several other guys who ran distance and did much the same as I training-wise, so I wasn't by myself 99% of the time. But you make it sound like that part of the scenario doesn't bother you, so I suggest you stay out there on your own.