Hello, Enough is Enough! In your situation, the good option is getting an electric bicycle like Aventon Level(price is around 1700$) or Cannondale Adventure Neo 4(more expensive than Aventon, 2700$) models. Look for the most affordable bike by price+quality combination. If you get any bicycle in the future, I recommend you to get good insurance for any professional insurance organization, like this one https://sundaysinsurance.co.uk/bicycle-insurance