xc girl wrote:
well, together we make almost 500,000/year, so I don't think my 20,000 ring is going to put us in the poor house. We spend reasonably on other things, and we are saving over 100,000/year for retirement- he is only 34. Why must you judge, it is something that means a lot to me and I am not superficial for wanting a nice ring that will last a lifetime.
1) You asked for opinions, so just sit back and take it like a man (err woman).
2) A "nice ring" doesn't have to cost $20,000.
3) You are basing the amount you want to spend on your boyfriend's salary. Why do that? You do that for other things in your life, and you'll have less money than my wife and me (we'll be around $140,000 a year when she goes back to work full time).
4) Since the two of you aren't married yet, there's no WE in saving all this money for retirement. So far it is HIS money for the most part that is saved. Actually get married and then you can start talking about "we".
5) Any diamond you buy, even if it is industrial grade (meaning it should be used to grind stone, not be worn on a person's finger) will last a lifetime. Yes, you are superficial for wanting a big expensive one -- regardless of what kind of money your boyfriend makes, and it is indicative of the kind of spending you will do once you're married to him.
6) Like it or not, but you wear a big flashy ring on your finger, and some women will be envious and hate you, others will think you a superficial heartless bitch, and still others may follow you to your BMW to rob you or take your car. Any woman whose big flashy expensive engagement ring is important to them needs to re-evaluate their life.
7) Oh, but if a big flashy ring is important to you, then by all means do it! [sarcasm]