I was a grad transfer, so the rules are somewhat different but a few of the previous posters make good points:
- Get a release from your department
- Figure out what programs interest with you and talk to the coaches. Someone will have interest in a 9:09 guy.
- Be ready for half of the coaches not to call/email back or give you the time of day. Out of HS you get recruited, with transfers, its more like you applying for jobs.
- Transfer out of conference, its just easier and less awkward, for both rules and personal reasons.
- There are definitely other schools out there that would likely be cheap for you, assuming your grades have been fairly good since you've been at UMass. Some bigger state schools with good programs already have cheap tuition to start with, so if they knock off 50% or whatever with aid, you're spending less than 10k per year, which is affordable even with a crappy job after college.
If you choose the staying at UMass and running club route:
- Get a team/coach. I thought it would be the greatest thing on earth to just write my own training plan and run with whoever I could find in a week once I was out of eligibility/school. Some people can stick to it and improve that way, most cannot. If that club meets a few times a week, make it a priority to get there and run with them, even if they're relatively slow. Just make those the easy days.
- Be aware that clubs are not a very equal substitute for a college team. People have jobs, generally binge drink less, don't have a concept of track etiquette, have strange/misguided ideas about training, don't spend 30 hours a week together, etc. They can be close knit, but it will not be a 1-1 substitution.
- Be ok with having a different set of routines and goals. Not having a training room with an ice bath, a weight room, or whatever other amenities you're used to means that you'll either have to be ok going without, or understand you're going to have to raise the bar for how you treat your body while at home. It will also mean you're going to be very hard pressed to find any team races you'll care about. Sure there's a little club XC here and there and a road relay once in a blue moon, but you're likely going to have to find a set of races that are competitive and really make you happy and excited, because constantly chasing times gets old quick when there's no more regional/national standards to hit or descending order lists to climb.
Good luck with your next steps.