Have 2 student loans. Total around $31000. Paying 6%. Looking for a better rate. Any takers? You will make more than what the bank will pay you.
Have 2 student loans. Total around $31000. Paying 6%. Looking for a better rate. Any takers? You will make more than what the bank will pay you.
How's your credit rating? What do you have for collateral?
What are you willing to do for the money?
Go find yourself a rich sugar momma.
Credit score around 710 or so. Getting another loan isn't the problem. Looking to get a rate of about 3% or so.
Debt Man wrote:
Have 2 student loans. Total around $31000. Paying 6%. Looking for a better rate. Any takers? You will make more than what the bank will pay you.
Fair point. We both could do well on this deal. However, the issue is your credibility and income...
Happy to lend you $35K at 4.2%
Have paid bills on time for years. Own my home, but not interested in using that as collateral. Looking for 7 yr loan around 3%. Believe it or not, I am safer than some companies issuing bonds or banks trying to buy deposits with teaser rates.
My friend works for First Republic Bank and says they have a new product with very low student loan rates, and the way he described it it sounds like it's for people to lower the rates on existing loans. Might be worth looking into it.
Remember what I once famously said?
Private loans like this is a growing business. A lot of hedge funds partake in this practice because they are good deals. Banks won’t give good rates to good candidates (such as yourself) anymore so people with cash (such as hedge funds) step in and borrow at the tbill rate and lend at a significantly higher rate to make a nice profit.
Not at 150Bp below Prime, which is what this clown is wanting for an unsecured loan.
I frequently make loans to anonymous posters Let's Run. Just post the information of the account to which you would like the funds to be deposited and we'll see what we can do.
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I’m a D2 female runner. Our coach explicitly told us not to visit LetsRun forums.
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