By brother was always a "lazy smart guy". He partied, smoked weed, slacked off in high school but still came up with mostly A's.
He's currently a bartender and makes decent coin (maybe 60k a year or so with plenty of time off)
He's become super bored/tired of his job in the last year or so and his new "life path" is to become a computer programmer/software developer. For whatever reason he's selected this.
The last year he took physics, math grade 12 to qualify for the program and got As (in an online course) and is now taking his first "prereq" course of the 2 year program.
He's set to take out 24k in student loans and be swamped for at least the next 2 years scraping by bartending part time and doing this intensive program.
How do I convince him it's a bad idea? I have already stated:
1 - By the time you finish the program, intern, get a job you'll be 45 years old by the time you catch up in earnings if you had just kept your casual life.
2 - You're old! You'll be 34 or 35 by the time you start applying for jobs in a sector that's full of 20s and kids who got started when they were teenagers
3 - The chances of you actually completing this are low. Then you'll still be doing bartending but 12k in debt with half a useless degree.
None of these have seemed to convince him so far...