guarantee wrote:
Further, I'm not a lawyer, but I'm pretty sure that you can be sued personally anyway. LLC or not, the guy running the place can be found negligent. So your insurance covers run of the mill injuries that occur through no fault of the camp, and you're still personally liable for any injury that occurs as a result of a dangerous situation that you've created as the director of the camp.
You can always be sued. Whether they can win or not is another question. A good waiver of liability would help immensely in this situation (in most states participants can waive ordinary negligence, but that should be explicit). You can't contract to waive gross negligence, as this is against public policy. This is what I found on this situation:
There is one extremely significant exception to the limited liability provided by LLCs. This exception exists in all states. If you form an LLC, you will remain personally liable for any wrongdoing you commit during the course of your LLC business. For example, LLC owners can be held personally liable if they:
personally and directly injure someone during the course of business due to their negligence
fail to deposit taxes withheld from employees' wages
intentionally do something fraudulent, illegal, or reckless during the course of business that causes harm to the company or to someone else, or
treat the LLC as an extension of their personal affairs, rather than as a separate legal entity.