Lawyers, should an insurance company pay me for the time and gas expenses it's going to cost me to get my repaired car?

The "wait time will be longer than usual" seems to be happening more and more frequently. To get around that pretend you are wanting to make a payment or ask to speak to a representative. When you are transfered to a live person pretend you are a doofus and not sure how you got to that department but they will usually transfer to the dept you need.

Well at least you saved 15% on you car insurance. Use that money to solve your problem.

No way of knowing this answer without actually seeing your policy. Anyone replying otherwise is a liar.

No way is anyone towing you 400 miles for $200 or $300. You are probably looking at least $800 or more. You are talking almost a full day for them - or even considerably more as they would be doing a round trip - and just the gas alone would be about $100.

rojo wrote:

allYOUcan3AT wrote:

This is your best option. Read through your policy and find the limit for towing expenses. Your insurance won't compensate you for your time to go pick up the car unless your vehicle is insured under a commercial auto policy and you have a business income endorsement and can prove the loss of your auto resulted in a direct loss of income (unlikely in your case).

What does my in surance have to do with any of this? This other dude hit me and inconvenienced me. Theoretically I could easily sue and then they are paying thousands just to even address the case.

If I was at fault, my insurance would be relevant. His insurance needs to make me whole.

It is called "no fault insurance" for a reason. That is what they have in most states, but maybe not yours. Why don't you try to get them to pay for trucking it to you?

get out and travel wrote:

Well, since you've never had a job you aren't going to lose any wages. How much do you value your naps and TV watching per hour? Do you think that they should also pay for your snacks during the trip. How about for your mental anguish resulting from your lost naps and TV time? Also the time you probably spent dealing with this on the phone and in paperwork?

Ha, ha this is a good Thursday evening entertainment.

I think Rojo likes salted peanuts slightly roasted.

I used to be an auto adjuster wrote:

Gas is not owed to you since you would use gas in your vehicle normally. If you missed work due to injury then you can be compensated, not because of poor planning. It must be work you can prove though, not some crap like 'post on LetsRun under false handle to generate clicks'.

LOL. Imagine if rojo ever tried to claim unemployment benefits under the PPE. They'd be like "Unemployed from what? This dude hasn't ever been employed!"

rojo, do you think that your insurance rates will be jacked in the future because you get involved in crashes, even if you think that you aren't at fault?

Sally Vix wrote:

No way is anyone towing you 400 miles for $200 or $300. You are probably looking at least $800 or more. You are talking almost a full day for them - or even considerably more as they would be doing a round trip - and just the gas alone would be about $100.

Just did a quick search for car transport companies, made some assumptions about the car and location, and got quote for $289 for Norfolk to Baltimore.

car transport companies wrote:

Sally Vix wrote:

No way is anyone towing you 400 miles for $200 or $300. You are probably looking at least $800 or more. You are talking almost a full day for them - or even considerably more as they would be doing a round trip - and just the gas alone would be about $100.

Just did a quick search for car transport companies, made some assumptions about the car and location, and got quote for $289 for Norfolk to Baltimore.

Nice research. I am really surprised because I had AAA and it covered towing up to maybe 50 miles and the cost would go way up beyond that. This was maybe 35 years ago.

rojo wrote:

So coming back from the Virginia Beach meet last month, I was involved in a very serious car accident where the other party was deemed at fault. The other party's insurance is paying to fix my vehicle obviously. They also have been paying to have me in a rental car for the last 4-5 weeks and are covering my uber expenses to get that rental car.

Here's what I'm wondering about. I live in Baltimore. The car is way down in southern virginia. I have to drive back ot get it. That will be 432 miles round trip. It will take me 7+ hours to get down there plus a lot in gas. SHouldn't they have to reimburse me for the gas money and for the time?

The accident is costing me a day of my life. Shouldn't I be compensated? They seem to be saying no.

Why didn't you first read the PDS and fine print of your contract before ponying up for insurance.

And you are ridiculous thinking that the other party's insurance is obligated to pay you 'just because' you live interstate, really???

You are lucky enough the other party had insurance, and luckier that they had rental car coverage.

Jeepers, you have posed some ridiculous stuff before, but this takes the cake rojo

car transport companies wrote:

Sally Vix wrote:

No way is anyone towing you 400 miles for $200 or $300. You are probably looking at least $800 or more. You are talking almost a full day for them - or even considerably more as they would be doing a round trip - and just the gas alone would be about $100.

Just did a quick search for car transport companies, made some assumptions about the car and location, and got quote for $289 for Norfolk to Baltimore.

I did some research and most towing services charge $75 or so and maybe $4 per mile. that would make it about $1700. Even AAA charges a ton after about 7 miles if you have basic coverage

Sally Vix wrote:

car transport companies wrote:

Just did a quick search for car transport companies, made some assumptions about the car and location, and got quote for $289 for Norfolk to Baltimore.

I did some research and most towing services charge $75 or so and maybe $4 per mile. that would make it about $1700. Even AAA charges a ton after about 7 miles if you have basic coverage

Car transport companies are different than towing companies. They aren't on 24 hour call, they have routes, a big rig carries a whole bunch of cars in a car carrier (like how new cars are transported to dealers)...

A car transport company is also going to tell you it will take 3-4 weeks before you receive your vehicle as they’ll want to be sure the transporter is full and traversing a fairly direct route. A towing company will get you your vehicle far faster, but obviously there’s a price to be paid for that.

And Geico sucks. I’ve dealt with them once (guy who rear ended me had them) and I’d never give them a penny after that experience.

Ray wrote:

There should be a lot more money calculated into insurance payments. Doesn't solve your problem and will end up costing us all more in insurance rates. I bought a new car two years ago. Was hit from behind two months later by someone texting and driving. Their insurance paid for the repairs, my 2 month old car did not run like new, didn't look like new and has never driven the same. Both my insurance and theirs say there's nothing I can do.

You should have negotiated a diminished value payment. On a car that new, a serious crash would drop the value by a huge amount.

You make a good point and it seems, since the other person was deemed at fault, the insurance company would settle for the least expensive alternative ie what you are suggesting or having your car shipped to where you live. If you already agreed to a settlement, you may not have any standing. Did you give oral or written agreement (which could be formal contract or email communication) It's one of those things that one doesn't normally consider until something like this occurs.

saving big time wrote:

Well at least you saved 15% on you car insurance. Use that money to solve your problem.

+1

No one should be surprised with poor service from Geico - you get what you (don't) pay for there... Also got a good laugh from the threatening to sue comment. Lawyers are called ambulance chasers for a rea$on. Not tow truck chasers. And can we bump this thread in the future to find out how much Geico eventually raises his premiums?

Thinking Insurance and litigation can compensate one for many of life’s misfortunes is one of the great myths sold by these two mostly dishonest institutions.