Two questions about Biden's student loan plan

Harambe wrote:

Runner10287 wrote:

So we can be rational eh? Good.

Yes -- I don't play political team sports like a lot of the posters here. Be it 1 trillion+ loan forgiveness or 250k+ excess deaths or 300+ electoral votes, gotta use the strongest evidence, no conspiracy theories.

What about Bengals +1.5 against the Redskins this Sunday?

I wonder how many kids actually have useless liberal arts degrees, and of those, how many took out loans? Coming from a lower-middle class upbringing, my parents would beat the crap out of me if I pursued some useless basket weaving degree.

Runner10287 wrote:

Harambe wrote:

Yes -- I don't play political team sports like a lot of the posters here. Be it 1 trillion+ loan forgiveness or 250k+ excess deaths or 300+ electoral votes, gotta use the strongest evidence, no conspiracy theories.

What about Bengals +1.5 against the Redskins this Sunday?

Who are the Redskins?

Quasi-Boom wrote:

macdaddy og 1 wrote:

A bunch of nonsense. I told you that you didn’t really want to help anyone. You just use one in-need population as an excuse to not help another in-need population. Classic “pick yourself up by your bootstraps like I did” guy. I bet your kids who went to college without taking on any loans will think they had it really tough too. Truly sad.

Oh, come on. Post like an adult. Address the issue of whether this is an arbitrary windfall or not. I gave you good examples that I believe show how mindless this idea is. Making assumptions about my personality or my kids' personality is just lame. I mean I assume you are twit lacking in objectivity or the capability of layered thought, but I'm not going to use that as the entire thrust of an argument.

I'm still waiting on your explanation for using an in-need population as a reason to not help another in-need population. You used the homeless as an example reason for why we shouldn't help those with student debt. Then, you moved on to another in-need population so you don't have to answer questions. Speaks volumes.

What do I do for homeless people? I'm working with the local grocery store to provide free thanksgiving meals for them. Have 10 families locked in thus far - hoping for at least 5 more by thanksgiving.

How about you, Mr. Adult? You mentioned the homeless, what are you doing for them?

Or, hell, just give me an example of what do you do for others you aren't related to? How do you support your community? Who do you fight for? Concrete examples. Or, is it just about trying to get your piece of the pie, and frustration when others receive help?

I don't really like the debt forgiveness plans. That being said, if you paid off your student loans, like I did, instead of looking for a handout for yourself, you can just be happy that are fortunate enough that you could afford to pay them off. When did we all start expecting everything in life to be "fair". Life isn't fair. If you paid off your student loans, you're already more fortunate than the people that still have them. You're winning. Keep focusing on being financially responsible and you'll have a great life.

College graduates are hardly an "in-need population" by any definition of the word. Homeless are an in-need population. So I raised them to show, in part, the silly premise of this whole idea to begin with.

I didn't use the homeless "as an example why we shouldn't help those with student debt." I used the homeless as an example of where finite resources and energy can and should be directed, as opposed to sending $10,000 checks to competent adults who made conscious decisions to use debt to gain an education. Again, it was an effort to contrast how stupid this college loan forgiveness idea is, with actual need. I think that was how most literate people without an axe to grind, would have taken my statement regarding the homeless.

There is at least some explanation for you. Now you explain how the deliberately idiotic examples I gave you earlier are any more idiotic than this college loan forgiveness proposal. Explain how this is not an arbitrary windfall for those who will instantly be lucky for choosing to finance education, rather than pay it with savings. This turns people's reasoned expectations and informed decisions into a coin flip - a lottery, at the whim of some grand gesture/pardon from the king. It's a ridiculous way to handle commerce and society, and you would know that if you had any part of your brain that operated on reason, logic and facts.

And explain how a college loan makes a person "in-need"? Anyone who "needs" money is "in-need" under your vague, ill-thought out definition of the term. Nearly everyone needs money. I need money, and I want you to send me $1000, because I need it. Make it $2000. Inflation and all. I need it. You can tell I need it, because it's money and I said I need it. Why should I have to need money, when you have it? And don't tell me you need it more than I do. You're the one who has it, and I don't have it.

And explain how poor, oppressed homeowners suffering under the terrible wrath of mortgage debt are not more "in-need" than college graduates with outstanding college loans (and low interest rates). Some of these poor homeowners didn't get to go to college because they are being punished for buying shelter that they thought they needed. The mortage payers are the real "in-needers." Why can't you help those in need?

I'm still waiting for those explanations from you. Patiently. Patiently waiting for you to explain.

The rest of your post is just irrelevant. Do you not understand how irrelevant, in the context of this discussion, what you say you do for the homeless or what you suggest I don't do for the homeless is on an anonymous message board thread that is attempting to discuss the pros and cons of forgiving college loans? Do you really not get that? Here, try this. I visited 20 sick kids in the hospital last night, saved 10 puppies from drowning, and then I had sex with Taylor Swift. What say you now, bud? Top that! I'm the best at good stuff!

I thought we were going to get everything for free???

It would be better if they lower the tax for education instead of finding alternative sources for loaning. Many students just can't afford it, or after finishing college they have to pay the loan instead of starting their life properly. It would be nice if there were specialized companies providing support for students like those specialized in mortgage https://www.Londonmoneyman.com . In this way they will know how to divide their budget in order to have a normal life without lifelong debts. In fact, I hope the government will find a reasonable solution to this issue.

Hi Better to get a reliable professional advice on this I highly recommended BVS Mortgages and Financial services Ltd

I think a simple solution is to just make them interest free loans so that every dollar paid goes to the principal and then do something about the ridiculous cost of college.