daily reminder : do not have kids until you're financially stable

Bullshi

Bullshi wrote:

Bullshi

My advice does not apply to low-IQ sh!tkickers living in Kansas.

Too late! But thanks for trying.

My advice: make sure you have substantial savings (at least 2 years of living expenses) and have good job security, do not even think about kids. This is a bare minimum

kid$ wrote:

Bullshi wrote:

Bullshi

My advice does not apply to low-IQ sh!tkickers living in Kansas.

Why not? Wouldn't that only be like $400?

Most of tbe population will never be financially stable, because current society is built in a way that 1% or even 5-10% exploit the 90-99% by getting high salaries that the 90-99% produce for them. In order of that minority to be rich the majority has to be financially NOT stable, That doesn’t mean homeless, but it means that they will never get to the condition you mentioned because if they do that means the 1% has given away its wealth. You dig?

According to you the ones that should have kids are only that 1%

And I am one of the majority, I am NOT financially stable, And I do have kids and I am a happy man

Always kind of funny to hear poor people use their kids as a reason that they can't get on better financial footing. "Well I can't go to school/get a job because I have three kids I gotta take care of." The time to think about that might have been before you had three kids.

I'm not sure why this logic seems lost on poor people when the rest of us manage to not pump out kids we can't afford. I have a few college friends who are now physicians. None of them had kids while they were in med school or residency. They all figured out that they were going to be busy and poor for 7+ years of training, and they decided to wait to have kids until they were in a decent position to do so. Not sure what it is about a poor person's brain that makes them unable to say "hey, I'm not really in a good position to have a kid right now, but I'm going to plan out my education and work over the next 5 years with the goal of being prepared to have a kid at that time, then if I succeed in that goal I'll go ahead and have kids."

Stupid Americans. You don’t have to be rich in order to have a happy family. And on the other hand, you can be very rich and have a miserable family with miserable kids

Fhhff wrote:

Stupid Americans. You don’t have to be rich in order to have a happy family. And on the other hand, you can be very rich and have a miserable family with miserable kids

No one is saying that you have to be rich. You can be financially stable without being anywhere close to rich.

Gebrselassie had 9 brothers and sisters and they all lived in a one room hut in the country side. He said:” we were a happy family”.

Lucky them they didn’t know people like you.

GEbrs wrote:

Gebrselassie had 9 brothers and sisters and they all lived in a one room hut in the country side. He said:” we were a happy family”.

Lucky them they didn’t know people like you.

And if I grew up around Ethopian goat farmers making $50/month I'd probably be happy being poor too. You're a product of your environment, retard. This is America.

GEbrs wrote:

Gebrselassie had 9 brothers and sisters and they all lived in a one room hut in the country side. He said:” we were a happy family”.

Lucky them they didn’t know people like you.

We're talking about Americans, here. We're in a country where anyone of sound mind can get on solid financial footing with some forethought and self-discipline. Yeah, the conversation is different if we're talking about a country where this isn't the case.

It all comes down to knowing oneself. What you can do and what you are not capable of. From there it's just a matter of planning the relationship between being stable (financially or otherwise) and having kids (either birthed or adopted). The solution is not determined by intelligence, simply awareness. Most people either don't self evaluate sufficiently and/or not disciplined enough to follow through with setting themselves and there children up for success. I am not a very smart man, but knowing that revealed options for developing a long term plan for both financial security and family. ( And finding time to run!)

I politely disagree with the original poster. Very difficult for people to have two years worth of savings to live on.

We had two kids while in university! With both of us using school health care programs (this was the 80's) we had very little, if any, out of pocket health care costs. Granted, both of us were in grad school at the time. Once we finished with school we then began our careers. There were a lot of benefits to being in grad school and having kids.

kid$ wrote:

If you have kids and suffer a setback in your career or have an unforeseen expense that eats away your savings, your life will be completely miserable. You'll face tremendous pressure, from your wife wanting to leave you to your kids getting short changed to everyone around you that will be watching your every move like a hawk.

My advice: make sure you have substantial savings (at least 2 years of living expenses) and have good job security, do not even think about kids. This is a bare minimum. Ideally you should have passive income from investments/side-gigs, parents that can help you financially if someting happens, 3-4 years of cash savings to cushion a fall and rock-solid job security with good pay and benefits.

#ThingsTheyDontTeachYouInSchool

consider yourself warned/educated/prepared

look at this guy, trying to plan out life from his parent's basement.