Read about one man's nightmare.
Read about one man's nightmare.
Providian has been frauding customers for years. They had a judgement against them a few years ago for some of the things they were doing. I had a card about 8 years ago. Everytime I would make the payment on time, I would have a late charge on next months bill saying I paid late. When I would call to complain, which took a long time to get through, they would always say they were doing me a favor and take the charge off. They were making millions of dollars from the people who didn't realize the charge was there or didn't call them. After 3 months of this, I paid by certified letter that they had to sign for and I got a receipt that I had payed 10 days before the payment was due. Sure enough, I had another late charge on my bill.
They made up a bunch of excuses to why this happened. I was lucky to have enough money to just pay what I owed and cancel the card so I didn't have to put up with them anymore. Companies like that pray on the people who can least afford to be frauded.