-5/10
-5/10
So, you signed up and you also work for the NSA.
Your computer handed over your IP address when you made the original post. Unless you use public wifi or have set up a proxy server (which isn't 100% effective), anyone is just a civil subpoena away from linking you and your IP address.
Privacy is already dead in America and private companies and likely the government if they want to know all of that stuff about you already.
I hadn't been able to get through the sign up process on Healthcare.gov as the site is inoperable and I'd tried at least 10 times.
The good things is this thread got me to try again. I got in for the first time today.
As part of the signup process they confirm you identity with private firm Experian. My wife had tried before and they asked her which company she had worked at. So they clearly know her work history. They knew it before Healthcare.gov
With me they asked, "You may have opened an auto loan in or around September 2012. Please select the lender for this account. If you do not have such an auto loan, select 'NONE OF THE ABOVE/DOES NOT APPLY'."
According to our records, you previously lived on (PARK HILL). Please choose the city from the following list where this street is located.
Which of the following is a previous phone number of yours? If there is not a matched phone number, please select 'NONE OF THE ABOVE'.
However, a few times I've gotten to the stage where the site tries to confirm your identity.
So they know where I have loans, what my phone number is, where I live etc. The funny thing is with Experian they said providing my social security number was optional.
I'd bet a ton of money they already know it.
All of this stuff bugs me, but my wife is like "they already know it about you anyway."
Now I'm on the page to see what the coverage options are. No longer is my social security number optional. Why did they even bother the pretense a few screens earlier that they don't know it?
Now here is where they act like they care about my privacy and I have a choice:
Important: As part of the application process, we may need to retrieve your information from the Internal Revenue Service (IRS), Social Security, the Department of Homeland Security (DHS), and/or a consumer reporting agency. We need this information to check your eligibility for coverage and help paying for coverage if you want it and to give you the best service possible. We may also check your information at a later time to make sure your information is up to date. We’ll notify you if we find something has changed.
with a check box:
I agree to have my information used and retrieved from data sources for this application. I have consent for all people I'll list on the application for their information to be retrieved and used from data sources."
This is a mandated government program. I will face a fine if I don't comply. I don't have a choice but to agree.
So I go on, give them my SS# and my wife's.
Now I still haven't seen what a plan cost. Mainly that is all I'm interested in as I'm just trying to see how this compares to keeping coverage through LetsRun.com.
Now it takes to a screen saying "How can I get my employer's coverage information?
You can use the Employer Coverage Tool to collect the information you'll need. Download the form and take it to your employer's human resources office to complete."
I click on Employers Coverage Tool like it says and it's a broken link.
I keep going. I refused to give them my race and that was optional. The government's fixation on race is baffling.
Now it asks me to confirm I haven't lied on the application and to submit it. I don't know what I'm even applying for.
It says I'm eligible for coverage.
I didn't bother filling out the income portion to try and get a subsidy but maybe I should have to just see what info they ask.
It now says, "Review your Application Details in your Marketplace account to resolve any outstanding issues with your application. Issues with your application must be resolved to keep your coverage."
I click on that link and it's broken.
So i try a link below. I enter info about being a nonsmoker and am taken back to the same page. Somethings are locked below on the page. I click on the only link twice. It asks me about smoking again and takes me to the same page.
With no other options I click on it again. Now it takes me to a different page and tries to show me some plans.
Progress.
I click on Learn more about health plan categories and get a bad URL.
https://www.healthcare.gov/help/how-do-i-choose-marketplace-insurance/
So I ignore that because low and behold I actually see some plans.
A lot of them don't make sense to me. Take this, the cheapest plan available. It says the deductible and out of pocket max are the same:
Deductible $12,700
Out–of–pocket maximum $12,700 worst case scenario
Yet under coverage it says: Copayments / Coinsurance
20% Coinsurance after deductible Primary doctor
20% Coinsurance after deductible Specialist doctor
10% Coinsurance after deductible Generic drugs
How can there be any coinsurance on this plan? The way I see it, I pay 100% up to the deductible is reached which happens to be thh Out of pocket max. How can I pay 20% after this? I'm already at the max.
If I click on details it says, "Health care costs
Plan covers 60% of total average cost of care" As it is a "Bronze" plan. It seems to me it pay 0% until I hit my deductible and then it pay 100%. How did they get 60%?
I consider myself a smart guy and I can't figure this out.
If I go through an exchange I lose any tax advantages right? Or can an individual write off some of their health expenses? I see in the details some plans are HSA eligible but I can't tell which ones when sorting.
I'm confused and the link that is supposed to be static explaining plans doesn't work.
However, at least I saw plans for the first time.
Insurance should be decoupled from employment. If every American, not just the poor, uninsured, and selfinsured, had to fill this out they'd be confused.
Hopefully, the Congressmen have to fill it out itself.
As for the privacy thing, I did feel weird giving the government a password. I also felt the same way when filling stuff our in Russia. Hard to believe I felt the same way here. But I think they already had all of the info except for my IP address.
Wejo, that is much to long to read. Just say 1984 is here, privacy is dead.
http://tinyurl.com/mkxrlhdwejo wrote:
As for the privacy thing, I did feel weird giving the government a password. I also felt the same way when filling stuff our in Russia. Hard to believe I felt the same way here. But I think they already had all of the info except for my IP address.
So, what if you went to the library's computer to sign up?
I still haven't been able to even get close to getting in.
After putting in info and setting up passwords etc I get this screen
Create a Marketplace account
Important: Your account couldnt be created at this time. The system is unavailable.
Try again
When I hit try again, all the info I have already put in is wiped out!!
What a joke
Have you ever read the terms of service for the software installed on your computer? You've given up your privacy long ago with a single click. Be glad this process is transparent.
What???? Now the government knows my social security number?? This is madness! I thought my government issued social security number was private!!!
it's crap now, since they used a private company to do it, and they chose the most complex possible system for health insurance, instead of just doing medicare for all, but the system is starting to partially work and by November it will be working fast. The information they ask you is all about confirming your identity, not about your telling them something they don't know. The government already has very extensive information on all of us through the IRS, Social Security, etc., even before any NSA business. I've gotten questions like those from various private companies, where they know or claim to know where you lived when you did this or that in the past.
The "wejo Manifesto"
* wrote:
So, what if you went to the library's computer to sign up?
In NYC you have to put in your library card #, which has your name and address, to log on to the computers.
Most people's IP address chances at least monthly - who cares they can just get your name from your ISP anyway.
Gov't already has supercomputers that know what you're thinking based on race/age/income/education/web searches/etc.
Google has a baby version of this.
If you guys are afraid of something, it should be yourselves and not the government.
I'm certainly afraid of you, but then again you are the "government."
illuminator of things wrote:
What???? Now the government knows my social security number?? This is madness! I thought my government issued social security number was private!!!
Keep the d*** government's hands off of my Social Security!!!
lol teabaggers
chadhall wrote:
The "wejo Manifesto"