My dad quit his job at the bank about three months ago and I have a savings and a checking account there. I am in college, away from home, so I often use my credit card for expenses. Anyways, I went to buy some books for school recently and the total came out to a couple hundred bucks. I went to use my credit card but was denied because I had exceeded my credit limit. My limit was 1000 before my dad quit but I just found out that the day he quit the bank, the bank lowered my line of credit to 300. They never notified me of this and I have never been late on a payment. Was this a shady or illegal move by the bank? And, yes, I am planning on changing banks once I return from school.