A little background my wife and I are both educated we both have multiple master’s degrees. Income wise we make close to $200K however we did it on our own. My wife has heavy student loan debt close to $100K, I have minor loan debt $20K as I attended college on Track and XC Scholarship. My wife had a son prior to our marriage. The issue is the son’s biological does not make much money and recently married a woman with 3 kids already. The money need has somehow become the topic of conversation whenever he talks to us. Now our son I say our son as I have been in his life for over 14 years is applying to colleges and his biological is talking about how we need to help pay for college. We do well but have already been clear to both of our children that college is on you guys as in we will co-sign loans, but we are not going into additional debt when there are ways to get a degree without crazy debt. His biological was pissed when I said not happening, I am not going to pile on an additional mortgage payment
when he can join the military and pay for school or take out loans himself. His biological also did not push sports on him when he wanted him to come live with him which limited scholarship opportunity. Years ago his biological paid us like $200 a month far less then he was required to pay we never made a big fuss over it. It is getting exceptionally annoying dealing with his especially when he starts demanding money for stuff that nobody assisted with me or my wife for. I get college is important but I did it on my own and I expect my kids to go but to do it themselves I think it is part of the first step of being an adult. Also Student loans can be deferred if needed while they are establishing themselves post college graduation.