how long does it take to pay off college debt per $10 grand? i'm pretty concerned about this since my education is going to cost in the neighborhood of $100 grand over 5 years. i figure i can work off about $7 grand/year while in college, but that could still leave me with 65 grand in debt. is this a lot? can i work off more each year? how long does it take to get out of debt if you're really serious about it? i do not like the idea of being in debt and i want to be out in two years or less. is this possible? i'm going to school for Math/Engineering, if that helps.