I got a pamphlet the other day about long-term disability insurance offered through my workplace. Leaving aside the fact that being disabled for life is something depressing to think about. Does it make sense to get this insurance? Impossible to really know. This made me think about how complex modern life is.
Long-term disability insurance
Whole life insurance
Term life insurance
Car insurance
Home insurance
Health insurance
401(K)
Roth 401(K)
IRA
Roth IRA
Health Savings Account
Employee Stock Purchase Program
.....
Hunter-gatherers or ancient Greeks didn't have to think about any of this stuff

