I have a net worth of about $350k, and I live in a two bedroom apartment that costs $700/month. Is that weird?

People are moving to smaller and smaller houses and dwellings. Smaller yards too. I own a house, but it's a lot to maintain...takes money yes, but it's the extra work really that's the pain. If you don't want to live somewhere other than an apartment, then do it. People in NYC live in apartments and that's not weird.

You should live where you want and not give a crap what anyone else thinks about that.

Well this is great BUT are you in a small town? Like where the hell can you find a 2 bedroom apartment for $700? But yeah you are doing well and living frugally it appears. Well done.

I have a net worth of 500k, my partner about the same, our mortgage is $388 per month, taxes are $5200/year. IDK why you think that's not normal?

Living below your means is good for mental health.

You’re in the perfect situation to start rentvesting - continue to rent and buy an investment property in a high growth area to increase your net wealth and create a passive income. Eventually use the equity built up from the investment property to buy your own home or continue to grow your investment property portfolio.

where in the world are you renting a 2bd apartment for $700?

that's like Nairobi prices

Sorry but don't buy it, how did you accumulate that kind of money?

A small inheritance of $325k.

You make 100k a year and were only able to save 25k yourself outside of the inheritance? Absolutely no way your plan works.

I've seen it happen. I call it living below your means. Most people live above your means. Just know you have discipline plus intelligence and that's why you're successful, even if most sheep would not realize that fact.

The impact or significance of this is a bit age dependent, but as someone who is likely a good deal older than you are, judge your life by you and your standards - not by making comparisons to others and their lives. Set your goals and work toward them.

Something fishy about these numbers. When did you get the "small" ( haha) inheritance of 325? Most would kill for that kind of inheritance.

Conservatively in sp500 this year you would have grossed 30 percent, so why only net worth of 350?

Why am I being down voted? Lol

Maybe your mortgage amount is not realistic?

$388/month won't even cover your homeowner's insurance and property taxes associated with a mortgage let alone principal and interest. component of a mortgage.

It is pretty weird...Why the 2 bedroom if you're single?

You can't afford a better apartment because you stated that you have saved no money. You should be worth millions by now. The market has been skyrocketing.

I am 35 and am in a similar situation but I also live car-free in an urban downtown area. It is great because not having a house or a car is a great filter against all the superficial people who do look down on people who don't have those things against wasting my valuable time and energy.

I live in a 1-bedroom 1,000 square foot apartment with the grocery store across the street. I built a lifestyle where I shop for fresh groceries everyday without having to look at the prices. I also sleep as much as I want, 9-10 hours a night, nap as needed, can train 100 miles a week, and fit remote work around my hobbies (instead of fitting hobbies around my work). I have no desire to be tied down to a house, own property, etc.

This to me is the true American dream. Not owning property means I can leave tomorrow without any commitments. I've had a stock portfolio since 2009 at the bottom of the great recession. Nothing sexy, just long-term compounding interest in blue chip stock indices.

Lots of people who are into the club scene or who believe in grinding 24/7 to buy cars, houses, girls, etc. hate me; and others who subscribe to that lifestyle I think are jealous.

I don't attribute my success to any big secrets. I am conscious enough to know that it was a mix of skill, consistency, AND luck to get to where I'm at.

I think the ability to focus without distractions for 4 to 6 hours a day and eliminate distractions against AI, doomscrolling, social media, gossip, tv, etc. will increasingly separate the winners and losers in society.

I live in a van down by the river and when I ain't working at Home Depot I spend most of my time running.