(2) Both work, pay down house and build a big 401(K) nest egg
(3) At 30 have kids and wife can be a SAHM
It's a good start. I would encourage you to start having kids earlier as women's fertility start to decline around 30. If you wait til 30 (or later), you may find it harder to achieve pregnancy. Starting later also makes it harder to have a big family.
(1) Get married in early 20s - yes, then have kids by the time you 26 27ish (2) Both work, pay down house and build a big 401(K) nest egg- as much as you can, but have fun together as a 2 person family (3) At 30 have kids and wife can be a SAHM- or you could be a SAHD if her career is more promising
You do not want to be an "old parent" it gets tough when you hit mid age and they are in high school. Adjust your lifestyle so the most promising earner works, and the best supporter doesn't necessarily earn an income, but does all the rest. The division of labor, each doing what they are best at, or can learn to do well. Eventually you can maybe hire some stuff out. The gender role thing is garbage.
(2) Both work, pay down house and build a big 401(K) nest egg
(3) At 30 have kids and wife can be a SAHM
Rarely achieved but a lot of red states folks do it either because they achieved quite a bit or they can afford to because they live lower cost of living areas.
(2) Both work, pay down house and build a big 401(K) nest egg
(3) At 30 have kids and wife can be a SAHM
Rarely achieved but a lot of red states folks do it either because they achieved quite a bit or they can afford to because they live lower cost of living areas.
It’s pretty good advice, but it’s not for everyone.
I was married at 25. First kid at 30, my wife was 27. I definitely should have invested more in my 20s, but at least I bought a house back then.
I have 12 years left on my mortgage. My kids are 14 and 16, and I’m in my mid 40s. My wife still stays at home and takes my youngest son to school and picks him up from cross country, cooks and cleans
I’ll be about 50 when they are both in college. I should be able to retire at 58 but I’ll probably keep working until 62-65 because I like to spend money and I don’t hate my job.
I’m a little envious of friends and colleagues making as much or near what I do and also have a wife making 6 figures. To me it’s still worth having someone always available to do what is needed at the house or with the kids, and she is great at being a mom.
At the same time, I understand the single life or the dual income / no kids life. To each his/her own.
Every person I know who got married in their early 20s has got divorced by their late 20s. They thought they were being grown up and getting a head start, but it actually delayed their lives.
And it's difficult to buy property without a big downpayment these days, meaning you have to work for a number of years and/or forego the pension contributions to have enough.
Stay single until your early 30's and build a career and a bit of wealth. Marry a woman in her early 20's and have children. She can afford to be a SAHM. This s better in every way.
You run into unfulfillment if you're constantly preoccupied about image like you're in the Gram for everyone to see. You probably also get jealous of anyone you perceive to be doing better than you.
It's kind of funny when you think about it and watch others in the rat race. They think they're all that with their nice car that's not paid off or average house that's also not even paid off that looks similar to every house surrounding it. Many replicate their average at best DNA and the thought of them doing that in bed would make most want to puke. They got married and promised to each other it would be forever but predominantly the arrangement ends in divorce, negatively affecting millions of innocent kid in the process of their poor decisions. On top of that they're all obsessively but subtly trying to keep up with all their neighbors who are doing the same thing while complaining to their peers at work or at the daycare and talking shiz to blow off the steam. It's a redundant weekly process that resets every Monday, when everyone's misery is at its peak. The matrix is in complete control and there's nothing we can do about it.
This post was edited 39 seconds after it was posted.
Just wing it. Find the things you like to do and absorb yourself in that.
Take care of your health, yourself, and help others, as well.
Enjoy the company of other people and somebody will see what a good thing you have going and be drawn to it. Don't try too hard in getting the mate, since it's probably self-defeating.