If student loans get forgiven, do you kind of have to make college free at that point?

The thing with the European system, though, is that you have to show that you are college material based on test scores and performance when you are younger. It is not just free to anyone to go major in anything. The liberals would never stand for that.

I think free college for qualified students to earn degrees that are useful to society would be a good thing. I do not, however, want to pay for a free-for-all, where someone who was socially promoted through all 12 grades decides to go party in style for a semester or two while majoring in virtue signaling. It has to be responsible, and it has to make sense. The way it would be implemented in the US would be like every other social program. No accountability and no consideration to controlling cost.

That sounds like a few of my nieces and nephews.

People forget that the luck of the draw in terms of what socio economic class you are born into is a huge predictor of whether you can go to college at all or can work to pay it off.

Not discounting hard work. It counts. And there’s thousands of exceptions of “my parents were lower class and I made it.”

However, those born poor can’t access the same quality of education and have a reduced support structure to help make them successful. They're more likely to end up with loans they can’t afford to pay back if they do attempt post secondary education for a shot at a better life.

That’s far more unfair then some middle class or rich white guy not getting reimbursed for the loans they paid back.

If all the raindrops were lemon drops and gum drops

Oh what a rain that would be

Standing outside with my mouth open wide

Ah ah ah-ah, ah ah-ah, ah ah-ah...

Mac Daddy wrote:

I have thought about this lately. If the lucky ones who happen to have outstanding debt whenever our society decides to forgive outstanding loans get forgiven in full, what happens with the high school seniors who are headed to college the following year? Wouldn't you have to say there is no more debt creation going forward? Or is the forgiveness just a one time thing?

You'd also be forgiving the debt of people who wouldn't have been able to afford college up front, so you'd be saying college is free for them (before considering how much P&I they have already paid back), and college is not free for people who can afford to pay tuition without taking out debt.

Nothing is "free".

Forgiving debt is just making someone else pay for it.

Making college "free" is just making someone else pay for it.

If they want to make everything "free" they need to make taxes optional.

We're $30 TRILLION in debt. These leftist idiots ran out of other people's money to give away DECADES ago.

Cornell Harvard Consulting Partner wrote:

People forget that the luck of the draw in terms of what socio economic class you are born into is a huge predictor of whether you can go to college at all or can work to pay it off.

Not discounting hard work. It counts. And there’s thousands of exceptions of “my parents were lower class and I made it.”

However, those born poor can’t access the same quality of education and have a reduced support structure to help make them successful. They're more likely to end up with loans they can’t afford to pay back if they do attempt post secondary education for a shot at a better life.

That’s far more unfair then some middle class or rich white guy not getting reimbursed for the loans they paid back.

There's WAY more poor white kids than poor kids with skin color you approve of you racist imbecile...

The US spends more on k-12 education than any other country on earth. The problem is NOT the schools it's the parents. The people whining the loudest about the schools just happen to be the group with worst track record on parenting. This isn't a coincidence.

When your great grandma is 45 and you're being "raised" by your 30 year old grandma and you've never even met any of the sperm donors the quality of the local school is the LEAST of your problems.

I’m pretty sure that’s what the other guy meant by support system. Genetic lottery matters. I think you are accidentally advocating for what he was saying.

Liberals are morons.. wrote:

The problem is NOT the schools

Go research how schools are funded, and let me know if you see any inconsistencies.

scumbag deadbeats should honor the contracts they sign. If taxpayers are responsible for assuming private contracts, then let's take ownership of their assets and/or garnish their wages until repaid. After all, those wages have been increased by those degrees.

by the way, most of the student loan "crisis" is mostly an illusion and limited to professional degrees and other specific situations the average undergraduate indebtedness is rather modest.

I hope this never happens...well, unless we have ZERO national debt and our economy is so robust that we just don't know what to do with the extra.

There are SOOOOO many ways to go to college that won't destroy you financially. Just because some people make bad decisions is no reason to decide everyone who goes to college is ruined by big student loans.

Free college will just encourage a ton of people who have no business going to college to give it a try, and they will fail. A waste of money.

Yes. And day care. And health insurance. And car insurance. And the other essential things in life.

If you get debt forgiven you just eventually turn into a millenal-boomer, and get ready to yell at Gen Z or whoever is after that. Once they're paying 100k a year you just tell them to get a loan and pay like you did.

the macdaddy og yoo wrote:

Liberals are morons.. wrote:

The problem is NOT the schools

Go research how schools are funded, and let me know if you see any inconsistencies.

This is a BS argument... inner cities make less in property taxes therefore inner city schools are underfunded.

The state subsidizes the schools in every state and even the poorest districts in the US spend more per student on average than most of the developed world.

It's idiotic to pretend that money is the only difference between school systems with 90% broken homes and districts which are closer to the norm..

Dont like liberals either wrote:

Liberals are morons.. wrote:

There's WAY more poor white kids than poor kids with skin color you approve of you racist imbecile...

The US spends more on k-12 education than any other country on earth. The problem is NOT the schools it's the parents. The people whining the loudest about the schools just happen to be the group with worst track record on parenting. This isn't a coincidence.

When your great grandma is 45 and you're being "raised" by your 30 year old grandma and you've never even met any of the sperm donors the quality of the local school is the LEAST of your problems.

I’m pretty sure that’s what the other guy meant by support system. Genetic lottery matters. I think you are accidentally advocating for what he was saying.

I couldn't disagree more. The notion that the circumstances of birth decide your life for you is complete BS.

I would say no because everyone doesn't pay for 100% of their college education with student loans.

But, free state university is a good idea.

That just might force private schools to lower their costs.

Liberals are morons.. wrote:

the macdaddy og yoo wrote:

Go research how schools are funded, and let me know if you see any inconsistencies.

This is a BS argument... inner cities make less in property taxes therefore inner city schools are underfunded.

The state subsidizes the schools in every state and even the poorest districts in the US spend more per student on average than most of the developed world.

It's idiotic to pretend that money is the only difference between school systems with 90% broken homes and districts which are closer to the norm..

You know you’re losing when you have to start comparing low income districts to countries around the world 😂 it’s okay if you know nothing about funding/subsidizing, just don’t pretend you do.

Go ahead and do some research on access to early childhood education, its impact on literacy, and the outcomes for those who aren’t on track by third grade.

Educated and Boosted wrote:

It should be free

Sure. You're willing to pay for me then? I think I want to enroll. Guessing you're not paying any taxes this year huh.

I'm not paying for your degree in gender studies so you can hang that useless piece of paper on the wall and make 15k a year for the rest of your life

I had to pay for it, why shouldn't people, today, pay for it? What makes them so special and feeling so entitled? I do think that colleges have lost their way in what they do prioritize and stick the consumer for more $$$ than they should. I mean, look at the budgets for college athletics. Taxpayers and students are basically paying for high priced entertainment run by high salaried staff. I'm looking at things in terms of comparable worth. Budgets should be highly scrutinized and money distributed to benefit all students, not just physically gifted individuals.