However, what isn't being reported is the insurance doesn't cover anything in the case an event is cancelled by weather which seems to me to be the #1 reason to have insurance other than maybe a stress fracture.
The policy says the following is excluded:
The event being cancelled or delayed by the venue or promoter for any reason (including bad weather) unless as covered herein
In terms of injuries that it does cover, is anyone sure it covers a stress fracture? The terms and conditions says a doctor must tel them you were unable to 'attend' the event. Might this be used to say you could attend with a stress fracture - and just not run it? You could walk it.
More info here:
Take a look at it and tell me if I am missing something.