life sucks, get covid wrote:
I live in an east coast city. Realizing that a $1M budget with a 300k down payment just isn’t enough for a decent SFH in a decent neighborhood.
Not looking for anything crazy, just some space and a yard in a place that isn’t crime-plagued. But a million dollars is not enough for that.
As the crow flies, I live less than 20 miles from downtown SF, the most expensive city in America.
You can buy a SFH in a nice neighborhood here for a bit under a million. You'll have one of the smaller houses on the block, probably a 1600sf 3/2, with a moderate yard.
If you cannot afford a decent house where you are, your definition of decent is everbody else's definition of high end. Or you're trying to buy in a downtown area rather than an inner ring of suburbs.