Should I take the 8 month buyout?

Fed employee (this website forgot my device) wrote:

JustMe22 wrote:

We need more information to give you well-rounded advice.

How much are you making?

What are your expenses?

What do you want to do professionally and what is your plan?

You have indicated that you do not like the work and that it will involve a long commute if you stay on. Most people do not like their jobs, and a long commute will be soul-crushing (and add significantly to your expenses).

Balance the above against this: if you ads making enough to save, working for the government is almost always better in all ways than working for the private sector. Your wages may be lower (now), but you probably have quality insurance. You also likely have the option of becoming vested in a defined-benefit pension. If so, that is rarer than the dodo bird.

You do not want to stay where you are. But you don't have to. Getting experience--as much as you can--working for Uncle Sam makes you much more marketable when you crossover into the private sector. Play your cards right (and yes, get lucky) and you may be able to make bank working for the private sector while drawing a pension (if you get one); that is called "double-dipping" and it is extremely despicable, but it is equally commonplace.

We don't know the answer to the questions I asked, but consider this in the spirit of "don't kill the goose that laid the golden egg."

Also, are you really worried about having less time to spend online? You will loose the time you spend commuting, but bear in mind that most people your age will never be able to afford a home unless they inherit it. With some luck and planning, you should be able to.

I've posted updates saying I took it and am doing better because of it. I have a private sector job that pays me more than I would have been making had I stayed