Medium-grade: pay cash for everything. You'll spend less.
I think this psychology works differently with different people. I'm the exact opposite of this^.
A credit card gives an automatic digital accounting of everything I've spent money on, so if I blow money on something stupid or unnecessary, I'm going to be reminded about the indiscretion every time I log into my account. With cash, though, I can just spend and never think about it again, which makes it easy for me to blow through a wallet full of $20s without reflecting too much on what I'm buying.
Me using Apple Pay or a credit card: "Man, I've spent $10 every day this week grabbing a coffee and pastry at the coffee shop on my way to work. I need to get back to making my coffee and breakfast at home starting today."
Me using only cash: *Checks wallet* "Yep, I still have cash left...off to the coffee shop!"
heh yeah I hear you but credit cards don't give dollar rewards out of charity. They know getting 'points' encourages people to spend way more than the 1-2% they get back.
- Don't get a hotel the night before races, just drive in the morning
- race xc and track unattached instead of expensive road races. look at stuff on directathletics
- library, goes without saying
- stay at cheap motels when you travel, you're not going to be spending much time there except to sleep anyways - you can go out for a nice dinner and still come out ahead
-eat at coffee shops/cafes over restaurants - you can save around $10 a meal.
- pack food and don't eat out at all during the work day
- subscribe to streaming services only for the shows you specifically want to watch and cancel when you're done
- park outside of state parks when possible, unless they're free
Ya, I always love it when it devolves to either acting like your homeless or eating out of trash cans on the grocery store Meat-throwaway day . . . No thanks. I'll sleep in a nice hotel with a comfortable bed.
Shop at Aldi. Brew your own coffee in the AM and have some eggs n toast. Eat lunch at home - leftovers from the night before or something simple like pb n j and some fruit. For dinners, some sort of rice, potato, pasta and meat with veges.
Walk / ride bike / take public transit.
Buy most of your clothes at Goodwill / Salvation Army. New stuff get at Target.
Buy the oldest smart phone you can get new on apple and keep it for 3/4 years.
Good post but I hate aldis. Their produce is dog sh!t. It’s like spending money on food devoid of all nutrients.
Live where you can walk to shop. Use Uber / Rent when you need something else. This one is very tough for a person's ego... unless they are rich, like me.
But most likely the cost of living some place where I can walk to shop and to work is going to cost me a lot of money. The difference might be greater than the cost of owning and operating a car.
Live where you can walk to shop. Use Uber / Rent when you need something else. This one is very tough for a person's ego... unless they are rich, like me.
But most likely the cost of living some place where I can walk to shop and to work is going to cost me a lot of money. The difference might be greater than the cost of owning and operating a car.
No f?#ck F8ce don’t buy your normal size space in an urban area just buy as much as you can with the Same budget as some beige suburban abhoration. I like in a much smaller place than my old city but I’m right over a transit hub and was able to sell my cat
But most likely the cost of living some place where I can walk to shop and to work is going to cost me a lot of money. The difference might be greater than the cost of owning and operating a car.
No f?#ck F8ce don’t buy your normal size space in an urban area just buy as much as you can with the Same budget as some beige suburban abhoration. I like in a much smaller place than my old city but I’m right over a transit hub and was able to sell my cat
Why would you want to live somewhere where you had to get rid of your pet?
But most likely the cost of living some place where I can walk to shop and to work is going to cost me a lot of money. The difference might be greater than the cost of owning and operating a car.
No f?#ck F8ce don’t buy your normal size space in an urban area just buy as much as you can with the Same budget as some beige suburban abhoration. I like in a much smaller place than my old city but I’m right over a transit hub and was able to sell my cat
That's why I live in beautiful downtown Austin, inside a cardboard microwave oven box.
I thought I was a cheap b@stard but some of you on this thread...wow...I'm a minor leaguer by comparison. What makes an area 'good' for doordash? I assume fuel costs must be a major issue - show me some of the math of # of deliveries per hour, gas costs, etc, and how it breaks out?
Also, DoorDash is an awesome asset. If you live in a good area, you can average 20-25 an hour, you can do it whenever. If you go out for 2-3 hours every day or two it adds up quick.
The amount that it costs drivers to do this goes beyond the price of the gas needed to run your car, viz. you have to consider maintenance and depreciation. You have cash coming in but it's not guaranteed to cover all these costs.
- don't eat lunch out every day, bring your lunch to work. (it's healthier to do this too.)
- don't be the first to buy whatever the new tech is. give it time to become less expensive, and for the industry to work the bugs out.
- learn to cook. cook and prepare most of your meals at home. eating out is very expensive.
- buy clothes on ebay or poshmark. you can get new and designer brands for very cheap (even tracksmith, adidas, nike...)
- dont have a car payment. buy a car and drive it until the wheels fall off. cars are just a tool and while some of the real nice ones are fun to look at for about 10 mins, nobody really cares what you drive.
-avoid drinking/drugs, cigarettes.. these bad habits are very expensive. if you do drink do it at home. mix your own
I thought I was a cheap b@stard but some of you on this thread...wow...I'm a minor leaguer by comparison. What makes an area 'good' for doordash? I assume fuel costs must be a major issue - show me some of the math of # of deliveries per hour, gas costs, etc, and how it breaks out?
I know...it's amazing isn't it? I always thought the typical LRC male poster earned 6 figures, had a minimum 4 yr degree, had a hot "Stacy" type wife, drove an expensive car, and only rubbed elbows with higher-income people. Lol.
I may be poor & looked down upon by higher-income people, but I'm debt free, healthy, have a couple of genuine friends who don't judge me, and happy most of the time despite being a have-not.
My wife did that for an entire summer when she was on a remote work assignment. She ate 1/2 a bowl for lunch, 1/2 for dinner and just had coffee and fruit for breakfast. She spent about $10 per day on reasonably high quality food. She got in phenomenal shape ;)
No f?#ck F8ce don’t buy your normal size space in an urban area just buy as much as you can with the Same budget as some beige suburban abhoration. I like in a much smaller place than my old city but I’m right over a transit hub and was able to sell my cat
Why would you want to live somewhere where you had to get rid of your pet?
I love cats. I love every kind of cat. I just wanna hug all of them but I can't, can't hug every cat. Can't hug every cat :(.
Shop at Aldi. Brew your own coffee in the AM and have some eggs n toast. Eat lunch at home - leftovers from the night before or something simple like pb n j and some fruit. For dinners, some sort of rice, potato, pasta and meat with veges.
Walk / ride bike / take public transit.
Buy most of your clothes at Goodwill / Salvation Army. New stuff get at Target.
Buy the oldest smart phone you can get new on apple and keep it for 3/4 years.
Good post but I hate aldis. Their produce is dog sh!t. It’s like spending money on food devoid of all nutrients.
Ya know, I'm with you on the produce. It can be hit or miss. The rest of their stuff is great and a lot cheaper. I won't die on the hill of Aldi, but I strongly recommend trying it out if you want to save some money.
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