Some good stuff on here, but I didn’t find “waffle-stomping”, which saves a lot of money on water. When you gotta poop, just poop in the shower, then stomp/squish it down the drain. Renders the toilet just about useless.
You probably already have a lot of stuff. Do you use it all? No, impossible. There's a limit to the amount of stuff any human can actually use in a reasonable lifestyle.
Once you reach or near this limit, you only need the occasional replacement or upgrade.
take up a sport like running, or hiking, rather than one like skiing, cycling, golf.
And don't be tempted by the fact that it appears they are actually enjoying themselves rather than reeling in pain.
This is great advice. It is so insane how much sports like skiiing or golfing are. A pair of shoes that will last you 3-6 months costs less than one day skiing or golfing in some places.
okay, encourage me and pay the price.
So here's another one:
Take care of yourself. Pick pasttimes, sports, and interests which will promote your health. Don't sweat a dollar here or there spent on things that will keep you out of the doctor's office, out of the emergency rooms, off of expensive meds, and keeping you from living a full unimpeded life,
Invest in your health and well-being. Because the alternative is really expensive.
I've been cutting (buzzing) my own hair for probably 20 years. Do it every 2 weeks or so.
I'm on my 3rd electric hair clipper in that time (and just bought the latest on in the last month or so). I figure in 20 years I've spent $150 on clippers.
My brother called me the other day and he lives in a metro area and pays $28 each time for a cut..I can only imagine what major cities charge.
I figure I've saved at least $5000 by doing it myself over the years. Heck, even if you buy a $50 clipper and get your hair cut once a month for a year, at $20 a pop, you'd still save $190 per year. Plus you can do it whenever you want and don't have to spend the time/gas.
1. Volunteer with a local race and or race management company. I've gotten a ton of free stuff over the years..including shirts, jackets, drink mixes, boxes of gels, free race entries, hotel rooms and more. I enjoy it. It helps me give back and benefits everyone.
2. There is a good amount of "fat @ss" races out there. You just have to find them.
3. There is ALWAYS cheaper races out there. For example, skip the travel to big city marathons. The local one might not have the crowd support as the big ones but who really cares?
4. Buy socks with lifetime guarantees (Feetures, Drymax, Darn Tough to name a few). Send them back when they get worn/after a few months. I've done it with probably 8 pairs.
5. As others have said, you don't NEED fancy running shorts. You can really use anything on your bottom half. Get a pair of Runderwear or similar (compressiom shorts if thats your thing) and you can run in cheap mesh shorts from Walmart.
You could do the same thing with a shirt. Get a pair of nipple guards or tape or band aids and you should be good to go. I'm a little more leery of cheap tech shirts since nipple chafing is not fun to deal with.
1. Get your income right. Go into a career that suits your strengths but can make you more money as you grow in that area. Many years in the same job will pay off, it did for me, because now I'm very experienced in my field and each job switch you command a higher salary. 2. Continue to live below your means. I still live like I just got my first job. Every raise I got year on year was just compounded into my savings, because everything else stayed constant. 3. Learn to cook. Over time, you'll accumulate all the "staples" in your kitchen, and the only stuff you buy regularly are fruit/veg/produce/carb sources. I shop mostly at Aldi, the only food item I will splurge on is organic produce (worth it IMO). 4. No alcohol / drugs. Waste of money, motivation, health, I could go on... find a girl who shares the same ideals and values: fitness/nutrition is number one. 5. No subscription services. 6. No debt. Don't use credit cards, don't go into debt. 7. No car. Obviously this depends on where you live.. in my case I live in the center of a big city and can walk everywhere - it fits my lifestyle but it may not fit yours. If you need a car, get a cheap one and don't lease it. 8. Make eating out something special. We go out to eat once a week.
Think low-tech. when it comes time to replace appliances, tools, and gadgets.
They have less breakable parts, are probably cheaper, and less likely to have finicky parts like touch-screens and web connectivity that can go bad, or will be phased out long before a simpler device would, and are infinitely easier to get serviced.
Similarly, gravitate toward non-powered tools rather than the powered ones, like a rake rather than a leaf-blower, or a peddle bike rather than an electric one. And just take some pride that you are not only saving money, you are helping to save the planet, and getting some worthwhile exercise to boot!
6. No debt. Don't use credit cards, don't go into debt. 7. No car. Obviously this depends on where you live.. in my case I live in the center of a big city and can walk everywhere - it fits my lifestyle but it may not fit yours. If you need a car, get a cheap one and don't lease it.
The credit card advice is 100% wrong. Use credit cards that give you something back - cash, airline miles, crypto, whatever. Pay it off every month - this is imperative! Don't get a card that has an annual fee. I'm flying to Oregon for World's next month for free because of my air miles card and I'll have several hundred dollars of free cash to spend from my cash back card. Cash back cards turn your spending into saving.
As far as a car - always buy used then drive it for 10+ years. This will save you tens of thousands of dollars.
6. No debt. Don't use credit cards, don't go into debt. 7. No car. Obviously this depends on where you live.. in my case I live in the center of a big city and can walk everywhere - it fits my lifestyle but it may not fit yours. If you need a car, get a cheap one and don't lease it.
The credit card advice is 100% wrong. Use credit cards that give you something back - cash, airline miles, crypto, whatever. Pay it off every month - this is imperative! Don't get a card that has an annual fee. I'm flying to Oregon for World's next month for free because of my air miles card and I'll have several hundred dollars of free cash to spend from my cash back card. Cash back cards turn your spending into saving.
As far as a car - always buy used then drive it for 10+ years. This will save you tens of thousands of dollars.
The used car strategy used to be a lot better deal before Covid. What i am hearing now is that used car prices have gone bonkers, and it might make sense to buy new instead if it offers significantly better features or MPG or something along those lines, esp. when yyo consider re-sale value when you come to sell it.
3) for kids - minimal arcade or other dopamine hit ‘entertainment’. You can go thru $200 in an hour.
4) camping / fishing vs. Disney
5) Multi-stop road trips vs. a flight to a destination.
6) be extremely careful to assess financial wisdom in a potential wife. I had to explain to my wife why we couldn’t just ‘put everything on the credit card’ if we ran out of money. Her parents hid all things $-related from her and she is an incredible woman, but completely clueless financially.
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