27 yrs old, dating and living at home

Damn, some of you guys are just such babies.

I love my son and he loves me - but after he turned 20 we both knew our relationship would be better if we weren't under the same roof. Seriously I would have lent him rent money rather then butt heads.

This thread really makes me ponder a serious question.

Is there more value in living with your parents to save up for a house, or in renting for the sake of being on your own?

I personally couldn't stand living at home right out of college, but is it wiser to stay and save money? Assuming there is a good job near your parents' home.

I don't know that the OP is saving for a house but I still wonder.

My best friend and his girlfriend moved to her parents' house after college (talk about awkward) and he didn't pursue a career other than running. I thought that was pretty nuts. Really smart guy, just wanted to run and write about running, for no pay. GF had a good job nearby. They lived there for almost 2 years.

Obviously that was not the save for a house scenario, but he pursued his dream. I wouldn't tell him, but I thought that it was a lame move, and he needed a God damned job.

Calintine wrote:

Medical Student: Living at your parents' home while in school or shortly after school? Totally fine, completely understandable, no one would bat an eye at that.

OP: Living at home at 27 just to save money? It's pathetic. Sorry to say that so bluntly but it really is.

I'd definitely never want to date a guy who lives with his parents at 27. That's ridiculous. I live on my own, have my apartment (sure, I have a roommate), pay my own loans, fend for myself. I would look down on a guy who couldn't do the same.

You can justify it however you'd like but with what you've described? it's pathetic.

Completely on board with this post. As a med student, I'm all for supporting your decision to be with your parents. The OP did not provide much detail in his original message or in subsequent posts, so I'm going to assume he's not a med, or any other type of student, nor does he have any sort of long term plan for his future. So I stand by my earlier assessment that being 27 and living with your parents shows lack of ambition.

All this talk about how tough it is for this generation of 20-somethings in this job market, that's code for "I can't find a job paying me $75k out of college, so I'm going to to back home until someone gives me what I deserve." I see this regularly with recruiting kids coming out of college or grad school. Expectations are so far out of alignment with actuality that I don't know how these kids will ever survive on their own. And I know it's not everyone. I work with some real hard working young people, and that gives me hope. But 27 at home for no good reason, figure it out and join adulthood.

yeah I'm still living in moms basement, she makes me do the laundry but I get the last laugh when I sneak dessert downstairs.

Why is living with family better than living with friends? Because you consider it okay not to pay your share if you live with family? Why not find friends who will let you live with them foot free if saving money is more important to you than being self sufficient? Then at least you have the independence that most adults enjoy.

I'm sure you can find friends who will let you stay with them for free if you are having trouble finding a job or don't want to be in debt as a young doctor with millions of dollars of income in your future.

I think this goes both ways, i don't wanna b dating a girl who lives with her parents at 27. anytyhing over 23 no thx

too old for nonsense wrote:

You are in medical school so you get a pass on living at home. But YOU ARE DEAD WRONG about less opportunities caused by my generation.

I have never seen a generation like your that SPENDS so much. Your smart phones and plans are amazingly expensive. What you pay for cars through debt is staggering. We at your age had no shame in driving junkers. You start at an early age too. Prom costs are outrageous and weddings and prewedding trips and expenses are just stupid. Your generation spends so much on destiny vacations and they have so little money. The gifts you people give to one another are nuts. Entertainment systems and cable plans are more than you can afford.

You just spend too much. Its your culture.

Speak for yourself. A lot of us current medical students live at or slightly above the poverty line.

Most medical schools are about 35,000 a year for four years accruing at 6.2%+ a year. It was 6.8% for a while and just went down recently to 6.2%.

Add 12,000 of medicaid-level living expenses and you have 200,000 of debt after four years.

And no, you cannot "choose" a cheaper medical school unless you have like a 95 percentile on your MCAT and a GPA that is like 3.9.

The average MD matriculant gets about an 83 percentile score on the MCAT, a test that is much, much harder than all others. GRE? Just a glorified SAT. Study some vocab for a few days. Or just take it cold and get a 70 percentile. Not that hard. Same with the GMAT. LSAT--need some critical thinking but no previous content knowledge needed.

MCAT? Need two years of premed courses AND critical thinking. Then the step board exams are much harder than the MCAT.

Source: MS4

iDiotdetektor wrote:

Source: MS4

Dude, no one cars about med students. NO one is talking sh!t about them. we get it, you go to school, it's expensive. That's not what this thread's bout bro.

Are you sure you are smart enough to be in medical school because your reading comprehension skills leave much to be desired.Everything you wrote indicates that you entirely missed the points of the post.I said med students get A PASS. Then I spoke about how much money in general your generation spends.

smart finances wrote:

A lot of people have to be living with parents too.

Nope. The percentage American men, aged 27, living at home, is vanishingly small.

Move out.

People are saying medical students (or all students) get a pass. You only say that because their dedication and lack of income are readily apparent. Someone could be living at home at age 27 because they own a company and are putting most of their income back into the business. If someone went to college, is gainfully employed, but living with their parents it is likely they are doing what is in their best financial interest to avoid living at a long-term subsistence level.

To those who are saying doctor have millions waiting in the wings. I won't be making a decent income until my mid-30s. Becoming a doctor doesn't make financial sense anymore. Something like 50% of doctors over the age of 50 are planning on leaving medicine and making a career change in the next 5 years. We have a doctor shortage partly because we don't train enough (which foreign doctors help make up for) but mostly because so many doctors are leaving clinical practice. Medicare is expected to begin cutting reimbursement levels in 2018 with the goal of reducing cost by 40%. I am going to have hundreds of thousands of dollars of debt going into a career where income is being slashed. I didn't pursue medicine to become a millionaire but the financial situation from my perspective is outright depressing. If you're from a quite town in the Midwest it's possible the richest guy you know is a doctor, but in areas where the cost of living is higher young doctors are middle class drowning in debt. The media also doesn't help when it portrays doctors as 30 year olds rolling in money.

Stop hijacking the thread. It's not about you or whatever profession you chose. It is about the OP whose profession is still a mystery.

everything about you wrote:

Stop hijacking the thread. It's not about you or whatever profession you chose. It is about the OP whose profession is still a mystery.

OP ducked out of this thread on page 2.

I converse with patients during treatment. I have never ever had a parent say they want an adult kid of theirs living with them. If this is the case their marriage is on the rocks and you give them something to pass the time with where the pressure isn't on them as a couple. Seriously though. You need to move out. It is much more like than not they want you there.

You're not living "at home." You're living "with your parents." Grow up and Move Out.

On the other hand... wrote:

So I stand by my earlier assessment that being 27 and living with your parents shows lack of ambition.

.

Things I have noticed about this thread:

The only 2 posters who stated their field or study or actual occupations were med students. No one else. They spend some time explaining their particular financial stresses. (I guess this thread is a good place to vent)

Nobody seems to realize that this is a troll.

Every poster is very judgmental and has strong opinions about a man 27 living at home. Most pretty negative with one female going so far as to say its pathetic. Even those who lean toward acceptance have stipulations, if he's in school, if he's saving for a house, if parents are sick. No one thinks of it as a personal decision that is OK for someone to make. Most assume a 27 yr old living at home only does so out of weakness.

(They could be right - I loved my home - but the idea of me living there at the age of 27 sounds awful - but can you judge what's right for someone else?)

Some of the posts seem to blame the generation of an age opposite of theirs for the problem.

How can you possibly paddle your own canoe if you live with your parents?

You are going to owe hundreds of thousands of dollars once you are out of med school. Are you going to continue to live with your parents? It makes the most financial sense.