Some education:
Assuming normal electrical conduction through the heart, there are 3 pacemaker groups (cells that generate their own action potential, aka "beat," at a set rate without any outside input, juxtapose this to skeletal muscle cells which generally require neuronal activity to contract). These three groups are the sinoatrial (SA) node, the atrioventricular (AV) node, and the Purkinje fibers. The SA node beats about about 100 bpm, the AV at 60 bpm, and the Purkinje fibers at about 40 bpm.
That might seem confusing, 3 hear rates (arguably more but I'm trying to keep this simple)? How does the heart pick which one to beat with?
Overdrive suppression --> a faster beating pacemaker group will, "drive the bus." That means, in general the SA node is what gives us our heart rates.
So why is my heart rate below 100? This guy is full of crap. Also, how does my heart rate get above 100?!
Great questions, but the latter is definitely more intuitive and not the subject of this post.
How does your heart rate drop? Remember how I mentioned these are the BPM's without any neuronal input? Bingo! The autonomic nervous system can either increase or decrease the pacemaker activity of the SA, AV, and Purkinje fibers.
Given enough parasympathetic input from the vagus nerve, one can go into what is known as SA block, where the activity of the SA node has effectively been blocked and the AV node starts, "driving the bus." Well trained athletes have high vagal tone so resting heart rates are exceptionally low.
The heart rate can drop because Cardiac Output = Stroke Volume x Heart Rate. Well-trained endurance athletes undergo physiological hypertrophy in their hearts. This increases stroke volume. A good cardiac output can be maintained at a low heart rate. This saves the heart a lot of work.
So bottom line, low heart rates, below 45, 40 are quick possible for many of the users of this site. At rest.
The important thing about resting heart rate is that it is your resting heart rate. It can be used as a gauge, especially in the morning to know how you're doing. If your normal HR is 50 and you wake up with one of 70, for some reason your heart is working harder than it typically is. Take it easy.
Yes, I shaved a few corners in this explanation, but this stuff all checks out if you check a decent college level physiology text. Or wikiepedia