Great. Except if you read my post it has little relevance to what I advised him to do.
no income no tax wrote:
He who make all decisions based on taxes end up with no income
ryan foreman wrote:WTF? I'm talking about taxes idiot. Yes, for taxes those things do save you money.
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FIagpoIe. wrote:
Be careful. Invest in gold and pay off ALL debts before buying a house. I do consulting on the side...let me know if you're interested and I'll give you my contact info. We can work out some type of side deal.
By consulting do you mean financial consulting? And is telling a young kid, with whom you have no knowledge of his financial goals (beyond buying a house) or investment experience to "invest in gold," one of your services?
You sir, are a clown.
Blizzardo wrote:
FIagpoIe. wrote:Be careful. Invest in gold and pay off ALL debts before buying a house. I do consulting on the side...let me know if you're interested and I'll give you my contact info. We can work out some type of side deal.
By consulting do you mean financial consulting? And is telling a young kid, with whom you have no knowledge of his financial goals (beyond buying a house) or investment experience to "invest in gold," one of your services?
You sir, are a clown.
Well, as the guy clearly faked my name, it's clear he was not serious.
Here are a few more things to consider.
How long do you plan to live in this area? Buying becomes safer when you plan to live in the same spot for more than 5 years?
How secure are your jobs? The economy looks like it might be recovering, but that doesn't mean that your employers aren't considering layoffs?
How sure is your wife that she will continue to work after having a baby or babies?
fisky wrote:
Here are a few more things to consider.
How long do you plan to live in this area? Buying becomes safer when you plan to live in the same spot for more than 5 years?
How secure are your jobs? The economy looks like it might be recovering, but that doesn't mean that your employers aren't considering layoffs?
How sure is your wife that she will continue to work after having a baby or babies?
We plan to stay there for a looong time, I guess the somewhat debate is to get a starter house, and eventually upgrade or to just buy a bigger house now.
My Job has beyond little of being cut, company has never laid off associates, and hiring is picking up.
The wife will have to work almost immediately, she is in interpreting so she would need to keep her practice up in order to retain the ability to use it.
What do you think the housing market/loan rates will be like in around a year from now, I guess would we miss the awesome buyers market if we wait much longer?
Flagpole wrote:
Blizzardo wrote:By consulting do you mean financial consulting? And is telling a young kid, with whom you have no knowledge of his financial goals (beyond buying a house) or investment experience to "invest in gold," one of your services?
You sir, are a clown.
Well, as the guy clearly faked my name, it's clear he was not serious.
My mistake.
If I were you I would just search until you find something you really like. Prices arent really going to budge much (obviously there is negotiations). The interest rate wont change that much. Just think of it this way, the longer you wait the bigger your downpayment should be. But you should be fine if from now and till 15 months out (just giving out your time frame).