Not sure it's been acknowledged that the question has a really multifactorial answer, with some factors certainly contributing more than others. For example, wind resistance between 10 mph and 12mph isn't much...those with physics/engineering background would be better able to quantify based on factors like frontal surface area.
I think a physiological factor that hasn't been mentioned is the oxygen cascade, which is the stepdown in the partial pressure of oxygen from atmospheric pressure on down to the diffusion of oxygen from capillaries into muscle cells and their mitochondria. When I got my physiology degrees in '07 and '09 (I've since moved to teaching secondary math so my knowledge is admittedly dated), I remember an article indicating cardiac output was the most significant determinant of performance in the oxygen cascade. So an untrained person might have a cardiac output of 15 L per min (max HR 200 bpm * 75 mL blood/beat whereas a strong athlete might have double that, 30 L/min (max HR 200 bpm * 150 mL blood/beat stroke volume) so that strong athlete is sending twice the amount of oxygenated blood that can get to working muscles, where during glycolysis and Krebs/TCA cycle that oxygen acts as the final electron acceptor, which in simple terms is basically like the last step of a long assembly line, and when that step doesn't back up, it helps everything before it happen smoothly.
I remember learning that pulmonary diffusion capacity is only important in something like a quarter of elite athletes, meaning they are pumping so much blood so fast that the blood doesn't spend enough time in the pulmonary capillaries to fully oxygenate, and so if you were to use a pulse oximeter, it'd measure a desaturation during exercise at sea level that most of us would only experience by traveling to high altitude.
In addition to improved cardiac output (i.e. bigger stroke volume via eccentric hypertrophy of the myocardium) other adaptations from training like increased mitochondrial density, increased oxidative enzymes in the mitochondria, increased growth of capillaries, improved neuromuscular activation of motor units all facilitate extended travel at higher speeds, but as other posters have said everybody finds a speed where metabolites accumulate and there's some interaction between the brain and the muscles where the brain says it can't continue this, and the metabolite interaction with the contractile apparatus and failing ability of bicarbonate buffer in the blood to buffer increase hydrogen ions pumped out by working muscle interact to slow you down.
Apologies for long post but I thought it was a cool question and the answer isn't simple. I'm sure I didn't get all of it and I'm sure I'm forgetting things, but that's what happens when you've spent the last 12 years trying to explain why you need a common denominator to add a third and a fifth. Happy running, everyone. -Lonac