We get it, build a solid foundation of diversified funds, add in a few months cash reserves. max out the company match.... then you might try some individual stocks with a small portion of your portfolio that you can risk losing if it were to come to that (abbreviated version).
So how do you pick what that stock, or handful of stocks, might be? Well, you read recommendations from analysts, you do a little research and due diligence, you keep your eyes and ears open for recommendations and stock tips, all within the parameters of the above.
And don't forget that stuff about your risk tolerance.
It's not so hard, now is it?
Look, this fella did just that 3 months ago, see link below. And if one were open minded and receptive and attune, they would have made nothing less than a 60% return on investment. Not bad for less than 3 months, no? And lest I forget:
If it's so easy to pick winners, how come you (and everyone else) can't beat the market? All that running around, doing research, listening to analysts, making trades....and you can't even beat an index fund. If you just enjoy the process win or lose that's fine, knock yourself out. But if your only goal is grow your nest egg for retirement then all that nonsense is just a colossal waste of time and money. Put everything in an S&P 500 index and a total bond market index and leave it be.
I would suggest avoiding bond funds and bonds in general unless you are approaching retirement. You will be missing out on a lot of money. The stock market has returned an annual return of about 11% over its duration while bonds have returned around 5%. If you want to be more conservative consider target retirement date funds which over time transition too more bonds.
The new gym that opened up in my neighborhood doesn't really draw the hardcore Gold's Gym type crowd, and it never really crossed my mind that any of these guys might be juiced. Is it that common? I've got no idea.
My son and son-in-law lift 3-4 times pretty heavy. Power lifting stuff, 350 bench, 450 squat and dead lift. They don’t do that. I would tend to believe it is more the folks that just want to look buff without the work. Anti aging dopers. I diAd have a walk-on discus thrower quit before a drug test. Our school was 15 mikes from the Mexican border, so drugs were readily available. I was suspicious of this guy, aggressive too, along with the waxy look, back pimples.
Loaded up on SOXS and TECS, so praying the rally wobbles. I’ll move on knowing the loon will be trolling by morning.
All big guys doping are aggressive and angry. One of my old workout partners many years ago was Craig Titus who finished like 5th in Mr. Olympia. Always angry. Serving 30 years now for killing his assistant and putting her in a Jaguar and setting if afire in the Nevada desert. His wife was a former Ms. Fitness America and I think she got maybe 20 years.
If it's so easy to pick winners, how come you (and everyone else) can't beat the market? All that running around, doing research, listening to analysts, making trades....and you can't even beat an index fund. If you just enjoy the process win or lose that's fine, knock yourself out. But if your only goal is grow your nest egg for retirement then all that nonsense is just a colossal waste of time and money. Put everything in an S&P 500 index and a total bond market index and leave it be.
I would suggest avoiding bond funds and bonds in general unless you are approaching retirement. You will be missing out on a lot of money. The stock market has returned an annual return of about 11% over its duration while bonds have returned around 5%. If you want to be more conservative consider target retirement date funds which over time transition too more bonds.
I agree, your asset allocation should match your risk profile/age/retirement horizon.
Seven of the eight indexes on our world watch list posted gains through June 5, 2023. Tokyo's Nikkei 225 continued to climb, finishing in the top spot with a YTD gain of 23.46%. The U.S.'s S&P 500 finished in second with a YTD gain of 11.76% while Germany's DAXK jumped into third with a YTD gain of 9.09%.
Prediction check with SP500 at 4290 showing cluelessness of stock market forecasters.
Carl Quintanilla @carlquintanilla Last December, “only 2 strategists expected $SPX to be above 4,300 before year-end: * Deutsche Bank 4,500 * Fundstrat 4,750 “.. in my 30 yrs .. I don't think I have ever seen the sell-side this bearish .. When they are all bearish, please BUY stocks aggressively.” - fundstrat
Prediction check with SP500 at 4290 showing cluelessness of stock market forecasters.
Carl Quintanilla @carlquintanilla Last December, “only 2 strategists expected $SPX to be above 4,300 before year-end: * Deutsche Bank 4,500 * Fundstrat 4,750 “.. in my 30 yrs .. I don't think I have ever seen the sell-side this bearish .. When they are all bearish, please BUY stocks aggressively.” - fundstrat
Carl Quintanilla @carlquintanilla The S&P 500 has now posted two consecutive quarters of gains,” says @fundstrat — a pattern not seen in any bear market over the past 50 years. This “solidifies our view that 10/12/22 was the bear market low and we are 6 months into a bull. .. It is the bears who are trapped ..”
March 30, 2023
SP500 up 6% from this tweet.
Now it has been 238 days since the lows. Which is a long time.
Sally, the story of the bodybuilder couple is quite a story. Too bad the story is being told on Murderpedia. What a mess.
He originally was caught at the Austin airport with a briefcase of ecstasy and had to serve maybe a coupe of years. He swore he was never going to go back to prison but I guess he was wrong. There is a picture of him being wheeled around on a gurney like Hannibal Lector but was unable to find.
Carl Quintanilla @carlquintanilla The S&P 500 has now posted two consecutive quarters of gains,” says @fundstrat — a pattern not seen in any bear market over the past 50 years. This “solidifies our view that 10/12/22 was the bear market low and we are 6 months into a bull. .. It is the bears who are trapped ..”
March 30, 2023
SP500 up 6% from this tweet.
Now it has been 238 days since the lows. Which is a long time.
I have shown this chart previously but, aside from 2000-2002, the NASDAQ has never had consecutive down years and has pretty much always bounced back HUGE after a down year.
Interactive chart showing the annual percentage change of the NASDAQ Composite Index back to 1972. Performance is calculated as the % change from the last trading day of each year from the last trading day of the previous yea...
Thought you guys might find this interesting ... the Tesla 3 model price had been reduced to $40,000. All Model 3s now qualify for a $7,500 federal tax rebate and Calif. offers a $7,500 state rebate and Tesla in Calif. offers a $2,410 tax incentive so you can get a Tesla 3 there for around $22,000 and change. Quite a deal.
Tesla shares are surging today, up as much as 4% in early trade and hitting highs not seen since early October of last year, as investor bullishness grows following news that all Model 3 sedans now qualify for the full federa...
Thought you guys might find this interesting ... the Tesla 3 model price had been reduced to $40,000. All Model 3s now qualify for a $7,500 federal tax rebate and Calif. offers a $7,500 state rebate and Tesla in Calif. offers a $2,410 tax incentive so you can get a Tesla 3 there for around $22,000 and change. Quite a deal.
will be interesting to see what tesla does next...they haven;t had a new product for a long time and the car biz usually frowns on that. I suppose the cyber truck is something but that's a niche product.
maybe they have some wizbang new car that they are clearing the decks for. Or they just want to be more of a mass market car maker than just for rich folk.
Sally, the story of the bodybuilder couple is quite a story. Too bad the story is being told on Murderpedia. What a mess.
He originally was caught at the Austin airport with a briefcase of ecstasy and had to serve maybe a coupe of years. He swore he was never going to go back to prison but I guess he was wrong. There is a picture of him being wheeled around on a gurney like Hannibal Lector but was unable to find.
i saw the strapped in pic, and he looked really flabby. It was hard to fathom that it was even him.
Also, when he originally got busted on the ecstasy charge, he was out on probation but got re-incarcerated when he got caught with steroids.
He's still in prison for the murder charge, but his wife who was arrested also on aiding the murder got out a few years ago.
This post was edited 1 minute after it was posted.
Reason provided:
clarify terms of why he is still in jail
He originally was caught at the Austin airport with a briefcase of ecstasy and had to serve maybe a coupe of years. He swore he was never going to go back to prison but I guess he was wrong. There is a picture of him being wheeled around on a gurney like Hannibal Lector but was unable to find.
i saw the strapped in pic, and he looked really flabby. It was hard to fathom that it was even him.
Also, when he originally got busted on the ecstasy charge, he was out on probation but got re-incarcerated when he got caught with steroids.
He's still in prison for the murder charge, but his wife who was arrested also on aiding the murder got out a few years ago.
I think he can be out in like 3 years but somebody like Danny Masterson who might face 30 years at the age of 47 years. No way in hell am I living out my life in prison. Give me gun.
i saw the strapped in pic, and he looked really flabby. It was hard to fathom that it was even him.
Also, when he originally got busted on the ecstasy charge, he was out on probation but got re-incarcerated when he got caught with steroids.
He's still in prison for the murder charge, but his wife who was arrested also on aiding the murder got out a few years ago.
I think he can be out in like 3 years but somebody like Danny Masterson who might face 30 years at the age of 47 years. No way in hell am I living out my life in prison. Give me gun.
Well, he'd have plenty of time to work on his lifting....
I have to chuckle: I see a pic of a dude getting shackled into a chair with every manner of restraint imaginable, surrounded by police, and what draws a runner's attention - that he is flabby.
But what an eye-opener- that people like that exist. And you knew him!
The first tweet is from March 8, 2023, saying when heavy truck sales fall sharply a recession has been inevitable in the past. (didn't happen this time though)
The second tweet is today, showing a very sharp rebound in that same index and saying the opposite, that when heavy truck sales are rising this fast, there is *never* a recession.
If you look at the second graph you can see that heavy truck sales collapsed (march 2023) and then spiked back up (now). Either this is more post-pandemic unprecedented econ behavior...or garbage in, garbage out bad data. Either way, caveat emptor when using econ stats these days.
The first tweet is from March 8, 2023, saying when heavy truck sales fall sharply a recession has been inevitable in the past. (didn't happen this time though)
The second tweet is today, showing a very sharp rebound in that same index and saying the opposite, that when heavy truck sales are rising this fast, there is *never* a recession.
If you look at the second graph you can see that heavy truck sales collapsed (march 2023) and then spiked back up (now). Either this is more post-pandemic unprecedented econ behavior...or garbage in, garbage out bad data. Either way, caveat emptor when using econ stats these days.
