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Ghost of Igloi
RE: Down goes the Dow
Yes I will continue to work another 2 years. Wife will get the maximum spousal benefit as long as she waits for her FRA. I continue to pay all the payroll taxes as well as the additional Social Security income. My break even point for wait or not wait was 82-84 years of age depending upon the discount rate. I am foregoing a company pension as long as I work so the thought process was to take a balanced approach. Work longer and fewer hours while continuing to add to 401k. Besides I have a lot of energy for a soon to be 68 year old.


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