Lastly, you will work around a few competitive, intelligent, people and mostly connected future elites who would have a dim future if it weren't for money and nepotism at the very top schools.
Fixed that for you.
OP, whatever school enables you to get an undergraduate degree with a nominal (10K) amount of debt is the only choice. Work a couple of years, then get a graduate degree.
Education loans are non-dischargeable. Meaning, they are an anchor around your neck for the rest of your life if you take on too much school debt.