Student loan debt

I had committed to paying for their college when I decided to have kids. They are my children. I live in Rhode Island and I am not happy about having my taxes send strangers through public college. How is that confusing to you?

To add to my statement, it would be nice if the taxes that I am paying to send strangers to college be refunded to me so that it can help me with my kids tuition bills. Why would I be paying 80,000 per year and also be willing to pay for others to go to a college for free.

I make decent money but I work in the trades. I doubled the amount of work I do in the past two years and my body is paying the price for that.

Paid up wrote:

I honestly don’t understand the point of your question in your last sentence. My view is that education (college) costs are up to the individual or their parents/sponsors, and that taxpayers have no obligation to subsidize college costs.

taxpayers are under no obligation to subsidize high school or elementary costs either. Do you agree those too should be 100% paid for by parents?

Always knew millennials were total betas.

Their Parents gave them everything and they cry like b!tches when the world doesn’t give them everything.

Suck it up buttercup.

logic train going choo choo wrote:

Paid up wrote:

I honestly don’t understand the point of your question in your last sentence. My view is that education (college) costs are up to the individual or their parents/sponsors, and that taxpayers have no obligation to subsidize college costs.

taxpayers are under no obligation to subsidize high school or elementary costs either. Do you agree those too should be 100% paid for by parents?

That is a good argument except those who are flipping the bill with their tax money once had people paying for their elementary and high school education. That is the difference.

No, not really wrote:

logic train going choo choo wrote:

taxpayers are under no obligation to subsidize high school or elementary costs either. Do you agree those too should be 100% paid for by parents?

That is a good argument except those who are flipping the bill with their tax money once had people paying for their elementary and high school education. That is the difference.

Try again, in English.

Jsjsjsks wrote:

Always knew millennials were total betas.

Their Parents gave them everything and they cry like b!tches when the world doesn’t give them everything.

Suck it up buttercup.

My parents gave me zero dollars for college.

Just because I'm acknowledging that millennials are getting screwed doesn't mean I am one. It's called empathy.

Seems he would rather pay 100% for his 2 kids’ educations and then be done, rather than be forced to pay some crowd-funded percentage for millions of kids over an indefinite period of time via tax increases, with no end date. Seems easy to comprehend. His blood kin is closer to him than random people.

logic train going choo choo wrote:

Paid up wrote:

I honestly don’t understand the point of your question in your last sentence. My view is that education (college) costs are up to the individual or their parents/sponsors, and that taxpayers have no obligation to subsidize college costs.

taxpayers are under no obligation to subsidize high school or elementary costs either. Do you agree those too should be 100% paid for by parents?

I specifically said college costs.

I think the public school system through HS is reasonable.

Paid up wrote:

logic train going choo choo wrote:

taxpayers are under no obligation to subsidize high school or elementary costs either. Do you agree those too should be 100% paid for by parents?

I specifically said college costs.

I think the public school system through HS is reasonable.

how is college different? You probably haven't really put much thought into and are just going along with lazy knee jerk " the world as I know it is the best there" thinking. Why are you completely ok with subsidized high school, but opposed to subsidized college?

Somewhere along the line it was decided that free education for 18-year-olds was ok. Well, college is the equivalent of what high school was at that time.

use you big logic wrote:

Paid up wrote:

I specifically said college costs.

I think the public school system through HS is reasonable.

how is college different? You probably haven't really put much thought into and are just going along with lazy knee jerk " the world as I know it is the best there" thinking. Why are you completely ok with subsidized high school, but opposed to subsidized college?

Somewhere along the line it was decided that free education for 18-year-olds was ok. Well, college is the equivalent of what high school was at that time.

If you went to a public high school strangers from the town paid for your education. It seems reasonable to return the favor and pay for others to receive that level of education you were provided. This is not true for college. Nobody has paid for our college. So, we don't want to pay for others to go. This is the difference.

the difference is... wrote:

use you big logic wrote:

how is college different? You probably haven't really put much thought into and are just going along with lazy knee jerk " the world as I know it is the best there" thinking. Why are you completely ok with subsidized high school, but opposed to subsidized college?

Somewhere along the line it was decided that free education for 18-year-olds was ok. Well, college is the equivalent of what high school was at that time.

If you went to a public high school strangers from the town paid for your education. It seems reasonable to return the favor and pay for others to receive that level of education you were provided. This is not true for college. Nobody has paid for our college. So, we don't want to pay for others to go. This is the difference.

uhhhhhhhh...what? Your college was subsidized by strangers from your state.

ummmmm.....huh? wrote:

the difference is... wrote:

If you went to a public high school strangers from the town paid for your education. It seems reasonable to return the favor and pay for others to receive that level of education you were provided. This is not true for college. Nobody has paid for our college. So, we don't want to pay for others to go. This is the difference.

uhhhhhhhh...what? Your college was subsidized by strangers from your state.

I paid a lot of money to go to my college in my state. I paid nothing to go to high school. Duh

use you big logic wrote:

Paid up wrote:

I specifically said college costs.

I think the public school system through HS is reasonable.

how is college different? You probably haven't really put much thought into and are just going along with lazy knee jerk " the world as I know it is the best there" thinking. Why are you completely ok with subsidized high school, but opposed to subsidized college?

Somewhere along the line it was decided that free education for 18-year-olds was ok. Well, college is the equivalent of what high school was at that time.

College is different because by then the kids have reached the age of majority. At 18 they should be expected to make their own way in the world, even if their own immediate family or friends would be welcome to continue to make investments in them.

Organized community care and education makes sense for the young. In fact, it allows for smooth functioning of society without being unduly burdened by childcare obligations. You see many examples of this in natural settings eg prides of lions absolving juveniles from hunting duties, and communally caring for litters until the cubs are old enough to become productive. Same with hyenas and tigers etc. (I watch a lot of the nature channel).

So there, I have obviously out some thought to it. You may not agree with my conclusions but I have rationale.

While almost all HR departments ‘require’ a college degree to get past the screening hurdle, in almost all circumstances they don’t care if it’s Harvard or Clem County Community college. And, while a degree is required to get hired, there are many many jobs that don’t even have a degree program for them. Yes you need a Nursing degree to get a nursing job or an Accounting degree to be an accountant, but so many other jobs don’t have a direct degree - job connection. Good luck try to get a Business Analyst degree. Or, how about an Office Management degree.

Unless you are going into a very specific job field and realistically have a chance to work for the most prestigious firms in that industry, an elite (expensive) college is just for ego. There are life long financial implications for ego.

use you big logic wrote:

how is college different? Y.

Well they do not let everyone attend college. It's selective.

Also all kids under 18 are legally required to attend public education.

use you big logic wrote:

Paid up wrote:

I specifically said college costs.

I think the public school system through HS is reasonable.

how is college different? You probably haven't really put much thought into and are just going along with lazy knee jerk " the world as I know it is the best there" thinking. Why are you completely ok with subsidized high school, but opposed to subsidized college?

Somewhere along the line it was decided that free education for 18-year-olds was ok. Well, college is the equivalent of what high school was at that time.

Friend,

Come on, you really don't see any difference between college and K-12? Almost all schools teach the same material so they meet the minimum Federal and State requirements. College material is highly variable depending on the major and the college.

Public colleges and community colleges are already subsidized, they just are not free (one reason they typically cost half as much as a private college). Kids can also have their education subsidized through financial aid, scholarships, and grants.

I don't disagree that college is too expensive. But I do disagree that college is or should be the equivalent of what high school was at that time. K-12 education has always been about providing kids with the basic skills needed in this world (reading, writing, math,etc) which they still do. The difference has been the narrative has change where people say one 'needs' a college education, when in reality, it is not the right path for everyone . Could I be convinced that students can receive some additional funding for basic general classes at a community college that can be transferred to a 4 year degree, sure. But, to say that I should fully fund (paying up front or through student loan forgiveness) kids going to the college of their choice and majoring in whatever they want, whether it is engineering, math or interpretive dance, I don't think that is right.

I agree that not everyone needs, or should attend college. However the requirement of a college degree became a way for employers to weed out undesirable applicants when pre-employment tests were deemed to be racist and unfair. So what do you do, you just make the job require a degree.

While a degree does not mean you are really smart or motivated, it should at least mean you can write a complete sentence, use basic technology and have basic skills and competency.

RE: Free Primary & Secondary Education - and why not free College.

Here's why college isn't free:

1 - Generally, as pointed out above, 18 year olds are adults.

2 - Also pointed out above, everyone is required to attend K-12 education.

3 - Another point that's above, public universities are absolutely funded by taxpayer dollars, so while not free, it's reduced cost for students residing in that state (with some exceptions).

4 - Not pointed out above - finally, Wadster, get to your point - HR departments absolutely do NOT screen EVERYONE for a college diploma - it depends on the position. There are some that require college diplomas, some that require college attendance, and some that need a trade school, and others that just need a HS diploma.

I hire a lot of people into my profession...let's just say it's very high tech...I've got servicemen and women who have HS diplomas (and GEDs) that work as electronics technicians and drafters. I've got a guy without any college experience at all who is my best Program Manager, as well as one with an MBA - they have different strengths, but I wouldn't trade any of them off of my team. Accountants that have a 2 year associates degree, and clerks with HS diplomas, sales guys of all types that range from HS diploma to MBA - and all work well as a team.

The point is, in my industry, I don't see HR requiring each and every employee to have a college degree; some positions do require it, others don't. And if we see an good employee who wants to go to college, or get an advanced degree - we pay for it until graduation assuming they stay with the company - the longest being an 8 year commitment. Many companies do this as well.

If I were to go back (and needed money to go to college), I would find a company that had a tuition reimbursement program and work it that way. If they see your drive and commitment, they're usually willing to invest in you - at least the good ones are.