rojo wrote:
Insurance for a family of four normally now runs north of $20,000 per year.
Now I feel bad for not using my parents insurance. Maybe I should get sick *coughs*.
rojo wrote:
Insurance for a family of four normally now runs north of $20,000 per year.
Now I feel bad for not using my parents insurance. Maybe I should get sick *coughs*.
The weird thing about people living in areas where health care or health insurance is brutally expensive is that they don't even try to stay as healthy as possible.
First, the $100m is the direct spending cost (whaever that means).
Indeed, NYC Care would be a mix of insurance and direct spending. The city already has a kind of public option for health insurance for low-income New Yorkers, through an insurance plan run by city hospitals and known as MetroPlus.
The NYC Care plan would improve that coverage, which already insures some 516,000 people, and aim to reach more of those who are eligible, such as the young and uninsured, and others who qualify but have not applied.
It would also provide direct city spending, about $100 million per year when fully implemented,
Next, this isn't just ER costs.
“This is the city paying for direct comprehensive care (not just E.R.s) for people who can’t afford it, or can’t get comprehensive Medicaid — including 300,000 undocumented New Yorkers,” the mayor’s spokesman, Eric Phillips, wrote on Twitter.
The current financial plan for city hospitals projects budget shortfalls of over $156 million in 2018, increasing to $1.8 billion in 2022, according to the city’s Independent Budget Office.
How much did LBJ peg the original Medicare plan at? What multiplier factor ended up there in the end?
When these programs were created back in 1965, no one ever thought they would get this big or cost this much. Congressional budgeters at the time thought Medicare, the healthcare program for the elderly, would cost about $12 billion by 1990. The actual cost that year was $90 billion.
More importantly, what's your 5k pr from the past year? I assume this is somehow running related since this is a running forum.
Your new nickname is trollojo.
Always a cost overrun in govt wrote:
How much did LBJ peg the original Medicare plan at?
What multiplier factor ended up there in the end?
In 1965, the House Ways and Means Committee estimated that Medicaid, the jointly funded federal-state program originally meant to cover the poor, would cost $238 million in its first year. It actually cost more than $1 billion. By 1971, Medicaid spending had reached about $6.5 billion, blowing away all previous estimates.
In 1966, the administration of New York Gov. Nelson Rockefeller (an early Medicaid champion) estimated the program would cost $80 million. Three years later, the price tag was $330 million.
In 1987, Congress estimated the Medicaid disproportionate-share hospital payments, designed to compensate hospitals that serve an especially large number of Medicaid patients, would cost less than $1 billion by 1992. The actual cost was $17 billion.
Obama said the ACA would lower the average premiums by $2,500 for a family of four... instead (by some estimates) the increase in national health spending under ACA will amount to an average premium increase for a family of four of $7,450.
I'm literally going to get cancer tomorrow because of this post, but here it goes...
I haven't been to a doctor in 15 years, but I've been paying health insurance all this time. Sure, it will even itself out later in life when I start racking up bills, but I'll also still be paying into insurance then. The way insurance works it that a lot of generally healthy people pay into the pool so that there is enough money to cover the other people, but everyone has the security of knowing they are covered if anything happens. If you wonder how insurance companies make money or how the government could claim it's much cheaper, all you need to know is that in the last 15 years I've given what Rojo would mathematically say is 15 x $5k = $75k straight to the insurance company just so they can send me a piece of paper once per year. In fact, this past year, my insurance company was required by law to give money back to us because their profit margin over our lack of use was too big. Thanks, Obama.
Now Rojo tell me more about why you think the insurance companies responsible to shareholders and for-profit business models are protecting the real cost of healthcare, but the government of the people, for the people, and by the people must be wrong in their healthcare cost estimates.
just basics wrote:
Maybe his $166 per person doesn't include the cadillac elements in insurance plans like aromatherapy hypnosis during your gender transition.
Don't worry. You can opt out and buy your own plan if you wish.
^ This PDF hits it well.
Lack of competition (eg, big providers eat up little ones, since the latter can't survive thanks to the "regulation" aspect of the industry, which in practice just means the big guys win) drives up prices, thus costs.
Just de-regulate health care like Reagan did with airlines. Allow other guys to play the game, not just a bunch of well-poised middlemen who all take their share.
https://www.wbur.org/commonhealth/2018/03/13/us-health-costs-high-jha
make yourself sick wrote:
The weird thing about people living in areas where health care or health insurance is brutally expensive is that they don't even try to stay as healthy as possible.
Maybe you could work to reform agricultural policies so that healthy food is widespread around the country and affordable for all. Blaming individuals for systemic and institutional malfeasance and corruption is the height of arrogance.
You might also try connecting a few dots between agricultural policy and the For-Profit Illth Care System in America. That takes critical thinking skills instead of knee-jerk reactionary slogans.
what happened? wrote:
US - 9,892.3 (this spiraled to $10,224 in 2017)
Australia (similar obesity) - 4,708.1
Thx Obama (and Pelosi/Reid).
Took a perfectly good health care system (USA) and rammed prices thru the roof in just 5 years.
Have fun spending your "campaign donations" from insurance companies...
Has nothing to do with Obama/Pelosi etc. That they are corrupt and wholly owned by big business is a no-brainer.
What you're missing is that politicians do not decide policy they merely rubber-stamp it. For example, ACA was designed by Insurance and Medical Industry lobbyists at the behest of their masters. That many of Obama's fan club thought this was policy was going to benefit the mass of people just shows their gullibility.
If you think the US EVER had a "perfectly good" health care system is flawed on two fronts.
1) Health CARE is not the same as Health INSURANCE. The US has NEVER had a health care system- NEVER. It has always been a FOR-PROFIT health INSURANCE scam- it is racketeering;
2) Long before Hopium hit the Beltway cesspool the US health INSURANCE system has been fraught with corruption, administrative bloat, tiered coverage, overpaid CEO's, Big Pharma ripoffs and on and on. Where have you been? That it has become increasingly corrupted and financially burdensome is the nature of capital- it must seek new avenues of profit to sustain itself. And here we are...
Health Insurance and Big Pharma and the CEO's and all the shareholders, board members of these entities are the lowest of the parasites as they seek to profit off of people's misery and misfortune.
A well written insightful post unlike the original rubbish.
This says it all.
I live in Belgium (Western Europe) and they have an excellent state-paid health-care system. Not perfect, but very decent, and rich and poor have equal access to a GP and specialist care.
They have the option of paying for a private health insurance which pays the extra costs for a single-person hospital room.
Standard there are 2 beds in 1 hospital room.
The medical treatment is the same regardless of the type of room.
I believe employer-provided health care in the U.S. developed during WWII when companies were not allowed to raise wages (a wage & price freeze was in effect) and so started to compete for employees by offering health insurance, which was not taxed as income for the employees.
Um, ever heard of cost of living? wrote:
SAlly V wrote:
What is to keep those living elsewhere who don't have any health insurance and who have major health issues from moving there just to get the health care?
Cost of living in NYC will stop what you describe. Poor people outside of NYC would be homeless and unable to live if they move to NYC. Middle class in the city starts at 250K per year.
Duh. You don't really live in NYC you just have a p.o box and have your medical bills sent there. Dang you people are dumb. Even if you rented a place at nyc prices, that could still be cheaper than paying for the cost of a long term expensive medical condition.
whillywhanka wrote:
Um, ever heard of cost of living? wrote:
Cost of living in NYC will stop what you describe. Poor people outside of NYC would be homeless and unable to live if they move to NYC. Middle class in the city starts at 250K per year.
Duh. You don't really live in NYC you just have a p.o box and have your medical bills sent there. Dang you people are dumb. Even if you rented a place at nyc prices, that could still be cheaper than paying for the cost of a long term expensive medical condition.
Exactly. You have been diagnosed with a bleeding esphogus, or god forbid, something far worse. Looking at $300,000 and upwards in medical bills, it would be idiotic to not move to NYC, or get a PO Box as the previous poster suggested, and pay maybe $25,000 for six months to receive medical care.