How to date women when your finances are in order and theirs are not?

Any thoughts? Yeah... fire your financial advisor you’ve maxed out Roth IRA but haven’t taken advantage of your401k pretax? Don’t come across all high & mighty and be so amateur.

And women don’t need to be good at money. They will find someone with more money than you to take care of them.

I assume the OP is Jamin?

OP

Do not listen to Financial Advisor. He is obviously a loser so he thinks you need to buy women. Your problem is not that unusual. Be selective enough to find a woman who is closer to you when it comes to finances.

People have different priorities. Finding a good match could and should require you to recognize that some people value financial habits differently than you.

If you find someone that you really, truly care about you'll be surprised how easy it is to see past your differences. Maybe you can think of sharing your knowledge about personal finance as one positive you could bring to the table in a relationship. Maybe you could open your mind and realize that the right person could and should teach you about things to which you are ignorant.

Good luck and don't put the cart before the horse.

Financial stress is a key component of many failed marriages. I think OP is right on all accounts. You don't have to find someone who totally gets it financially as you do, but you need someone who understands the value of living below her means and saving. If not, love will not conquer all, and that stress will come into your marriage at some point or another.

shouldn't be a problem, it's not like you're married and hopefully not living together right away. instead of just worrying about expectations of one another, be straight forward and tell her you like her but you want things to move slowly and explain your financial situation and ask her what her plans are as far as finances go.. It's not rocket science.

Can't say w/o pics

So don't mix finances.

Married 12 years and still don't have any joint accounts. I pay the bills, she pays me. We split the mortgage based on who makes more (it's about 60-40 with me paying the higher percentage). Other bills we split equally. She's GREAT with money but we never saw the need for joint accounts.

My wife is financial competent, but we never combined our finances and that has worked well for us.

I would find somebody that isn't a complete train wreck financially and then compromise a bit. You can be in charge of finances and she can be in charge of fun.

Any thoughts? Yeah, don't date those women. Not that hard to determine those who you wouldn't be compatible with on a physical / emotional / values level. Obviously you value financial independence and intelligence - narrow it down from there but understand that you're never going to find someone that's perfect and you will need to compromise on certain things. Common sense.........

Can you please help me understand why you think it's so wise to haved saved $100,000 over the last decade as you claim?

What are you going to do with the money you keep saving? Buy a car in cash when you're 50?

The point of money is to spend it and make your life better, not to save indefinitely. You're not making enough that you'll end up with a life-changing amount in savings, all you're doing is depriving yourself of everyday pleasures that added up make your life reasonably better.

What I'm getting from this is that well-off, successful women are not interested in dating you. And if you're worried about "saving $250" here and there, well good for you but you sound stingy and not very fun. You are only attracting bottom-of-the-barrel women, and maybe you should take a look at yourself to see why that could be the case.

Financially Astute wrote:

By that I mean they don't see why on Earth I would choose to live in a modest yet adequate apartment and save/invest $250/month when I could simply live in a nice apartment that was $250/month more expensive. That's basically just pissing money out the window.

Any thoughts?

If you are renting, you are pissing money out the window.

Your screen name is false, chump.

Where are you meeting women? Maybe you should be looking at work and not there? If that's not possible, try to meet finance, econ, or business people. If you live in an area with a high percentage of college educated people, you can find women who work in these fields.

Women live to extract resources from men. Whether or not you let them extract them from you is your choice.

Professional Niga wrote:

Swipe left nigga

PLUS one

don't forget wrote:

Women live to extract resources from men. Whether or not you let them extract them from you is your choice.

Thanks for the laugh! Men live to extract resources from women. The life giving type men can only dream of possessing which is exactly why they seek to control them (in order to usurp their power). Men who lack self confidence seek out dependent women. Go find yourself a mail order bride.

How come we only see threads like this on LRC where the male has it together. Plenty of women have their finances together and plenty of men don't.

OP- why didn't you just ask how to date someone when your finances are in order versus specifying women like it's a gender specific problem?

NewtotheSouthSide wrote:

How come we only see threads like this on LRC where the male has it together. Plenty of women have their finances together and plenty of men don't.

It's because lots of young, insecure men post here. Women make up nearly 60% of college graduates now, and are achieving at rates higher than ever. This makes young men uncomfortable, they're busy playing video games in mom's basement with no future and women aren't attracted to them. So they find ways to knock women down in their eyes, whatever, it's very transparent.