Let that be a lesson for why we save for retirement. Why it won't "all turn out okay" if you live paycheck to paycheck. When I'm 65 you won't see me behind the McDonalds counter unless I own the place!
Let that be a lesson for why we save for retirement. Why it won't "all turn out okay" if you live paycheck to paycheck. When I'm 65 you won't see me behind the McDonalds counter unless I own the place!
From the fact that you know who is working at McDonald's, we can assume that you eat at McDonald's. And we're supposed to be taking life advice from you?
you must be trash wrote:
From the fact that you know who is working at McDonald's, we can assume that you eat at McDonald's. And we're supposed to be taking life advice from you?
I've helped 5 million Americans get out of debt. What have you done today - eaten a $20 salad from Whole Foods?
Social Security was never intended to be a retirement plan. It was only suppose to be a safety net.
That being said, I could see myself doing something like that in retirement because it gets me out of the house, allows me to be around younger people, and is something I've never done before. It won't be for the money.
Dave Ramsey wrote:
you must be trash wrote:
From the fact that you know who is working at McDonald's, we can assume that you eat at McDonald's. And we're supposed to be taking life advice from you?
I've helped 5 million Americans get out of debt. What have you done today - eaten a $20 salad from Whole Foods?
No. I have eaten food from home, like an actual financially literate person. If you're not familiar, "home" is that place where you can have a beef filet for the same price that McDonald's would charge for a mystery meat sandwich with fries and a cup of carbonated corn syrup.
Another Option wrote:
That being said, I could see myself doing something like that in retirement because it gets me out of the house, allows me to be around younger people, and is something I've never done before. It won't be for the money.
Volunteer a couple hours at the thrift shop instead, brother. Deep frying chicken nuggets is no way to relax in your retirement.
you must be trash wrote:
Dave Ramsey wrote:
I've helped 5 million Americans get out of debt. What have you done today - eaten a $20 salad from Whole Foods?
No. I have eaten food from home, like an actual financially literate person. If you're not familiar, "home" is that place where you can have a beef filet for the same price that McDonald's would charge for a mystery meat sandwich with fries and a cup of carbonated corn syrup.
You sound angry. It's too bad your meal didn't come with a toy!
Dave Ramsey wrote:
you must be trash wrote:
No. I have eaten food from home, like an actual financially literate person. If you're not familiar, "home" is that place where you can have a beef filet for the same price that McDonald's would charge for a mystery meat sandwich with fries and a cup of carbonated corn syrup.
You sound angry. It's too bad your meal didn't come with a toy!
You have no idea what I sound like. If you are hearing my voice as you read my post, I encourage you to consult your primary care physician.
What you need to retire:
- be 65 so that medicare kicks in
- have worked 30 years and paid into SS near the max (these days, yearly salary required would be 128k)
- have a 401k that you max out every year + employer match
- have a house that is paid off
Now that's if you're single. If you're married and your wife stays at home: DOUBLE THAT
What brilliant scheme will the government come up with to fix this?
Raise taxes?
Print money?
Go 11ty trillion into debt?
Ggsdr wrote:
What brilliant scheme will the government come up with to fix this?
Raise taxes?
Print money?
Go 11ty trillion into debt?
Build a wall to keep Mexicans from claiming OUR social security benefits.
Wall will be free because Mexico will pay for it.
Obvious it iz wrote:
Ggsdr wrote:
What brilliant scheme will the government come up with to fix this?
Raise taxes?
Print money?
Go 11ty trillion into debt?
Build a wall to keep Mexicans from claiming OUR social security benefits.
Wall will be free because Mexico will pay for it.
Hate to break it to you buddy, but those illegal immigrants are a big part of what is keeping social security afloat. They pay into the system but can never collect any benefits.
Nutella1 wrote:
What you need to retire:
- be 65 so that medicare kicks in
- have worked 30 years and paid into SS near the max (these days, yearly salary required would be 128k)
- have a 401k that you max out every year + employer match
- have a house that is paid off
Now that's if you're single. If you're married and your wife stays at home: DOUBLE THAT
You're going to need two paid off houses for you and your wife when you retire? Sounds like a hell of a marriage!
Nutella1 wrote:
What you need to retire:
- be 65 so that medicare kicks in
- have worked 30 years and paid into SS near the max (these days, yearly salary required would be 128k)
- have a 401k that you max out every year + employer match
- have a house that is paid off
Now that's if you're single. If you're married and your wife stays at home: DOUBLE THAT
No way am I waiting until I’m 130 to retire.
Hi Dave. Why is $1.00 in 1913 money worth 2 cents today? I will hang up and listen for my answer. Thank you.
Bob Stinker wrote:
Hi Dave. Why is $1.00 in 1913 money worth 2 cents today? I will hang up and listen for my answer. Thank you.
$1.00 in today's money is worth 2 cents in 1913 unless I misunderstand you. The printing press has been firing on all cylinders since 1913, hasn't it.
Let that be a lesson that we need to bolster the social security system so we don't have to rely on our friends and family to know how to save.
Dave Ramsey wrote:
Bob Stinker wrote:
Hi Dave. Why is $1.00 in 1913 money worth 2 cents today? I will hang up and listen for my answer. Thank you.
$1.00 in today's money is worth 2 cents in 1913 unless I misunderstand you. The printing press has been firing on all cylinders since 1913, hasn't it.
Printing presses run on internal combustion?
You are a special idiot. Every senior citizen I see working at McDonald's appears to like it. They start at 5:00, off at 10:00, sweep the floor, sneak their buddy an extra hash brown.
Sara Palin wrote:
You are a special idiot. Every senior citizen I see working at McDonald's appears to like it. They start at 5:00, off at 10:00, sweep the floor, sneak their buddy an extra hash brown.
Yep. Restaurant work is fun. There aren't many places where you get fast paced work without any stress. I know plenty of people who have elected to work in restaurants for the extra cash and just as something to do as side gigs or in retirement.