I hope Trump promotes changes to the law that allows hospitals and physicians to refuse treatment to patients until the fees are paid in advance.
I hope Trump promotes changes to the law that allows hospitals and physicians to refuse treatment to patients until the fees are paid in advance.
Because the Democrats love providing subsidies to big wealthy health insurance corporations.
"collective sympathy" - More liberal non-sense.
Thanks, I was quite please with myself coming up with that one.
Blah Blah Blah. wrote:
Because the Democrats love providing subsidies to big wealthy health insurance corporations.
If USA had a proper state funded healhcare system you wouldn't need big wealthy insurance corps. But no you are all individual special snowflakes who can't stand the thought of anyone else getting slightly better deal than you. So you have chosen a shitty deal for everyone.
You shouldn't be forced to buy health insurance, but it is a bad idea not to have it (number one cause of personal bankruptcy is unexpected medical expense).
If you drive you need auto insurance because you can never plan when you will have an accident, plus it is a good idea to have it when there are fools out there that don't have it and you can't plan when one of them will hit you.
There is no requirement for fire insurance, unless you have a mortgage, and that is just a requirement from the bank protecting their investment. Once you own your house outright, feel free to stop carrying it and assume the risk on your own.
Public schools have been around for generations. If you don't like them, you are free to move to another country where they are not required (or feel free to buy an island or take over another country and start your own country where all of the infrastructure and defense become your own problem).
Deadbeat. I am old. I need your money.
I paid when I was your age and healthy.
Pay up.
No one is forcing you to buy health insurance. You just pay a higher tax rate if you choose not to.
loqueelvientoajuarez wrote:
...
3) insurances work better with a large pool comprising low-risk persons.
That's true, but ObamaCare isn't "insurance". Medicare and Medicaid aren't insurance programs.
Our problem is that we are putting in place programs which help people pay for expensive medical care, which will only drive up the prices and push more people out of the market and into socialized health care. We should be making policies which help reduce the costs.
DiscoGary wrote:
loqueelvientoajuarez wrote:...
3) insurances work better with a large pool comprising low-risk persons.
That's true, but ObamaCare isn't "insurance". Medicare and Medicaid aren't insurance programs.
Our problem is that we are putting in place programs which help people pay for expensive medical care, which will only drive up the prices and push more people out of the market and into socialized health care. We should be making policies which help reduce the costs.
I suspect you mean that we shouldn't be helping people participate in an over-priced system. Instead, we should make the system more efficient and the prices more fair before we work on universal health coverage. That's a reasonable view for long-term sustainability of a health system where everyone gets covered.
My view is that we should be reducing costs while implementing programs that help people pay for expensive medical care. It's not either/or.
To the original OP's troll-question, my wife and I were healthy, each paying for health insurance, with basically zero health issues. We had a son with severe hemophilia 16 months ago and we're now drawing out way more than we'll ever put in -- 100k-300k per year in medical costs. The system will not be able to pay for people with unexpected, expensive health conditions like us if healthy people aren't paying in.
What I paid in for years before the diagnosis feels like a deal.
Some people think that people like us who encounter bad luck should basically just go bankrupt, or at least pay a lot, lore more, so everyone else without expensive conditions can pay a little less per month. Kind of defeats the point of insurance.
Why should I be taxed to pay for the military when I'm a pacifist?
The military should have to do fundraisers and those who support it can donate and those who don't can keep their money to spend on better things. If the air force wants a new bomber, they can hold a bake sale.
Howard Dean wrote:
Because we Democrats know what is best for you. We are big government.
.
Republicans are also big government and in favor of running your personal life. They just pick different things to focus on.
Paxman wrote:
Blah Blah Blah. wrote:Because the Democrats love providing subsidies to big wealthy health insurance corporations.
If USA had a proper state funded healhcare system you wouldn't need big wealthy insurance corps. But no you are all individual special snowflakes who can't stand the thought of anyone else getting slightly better deal than you. So you have chosen a shitty deal for everyone.
Government run healthcare is less efficient and more expensive than healthcare run by wealthy health insurance companies.
Obama made it Federal Law! You will pay for a Brothers health insurance! You voted for it FOOL!
Blah Blah Blah. wrote:
Paxman wrote:If USA had a proper state funded healhcare system you wouldn't need big wealthy insurance corps. But no you are all individual special snowflakes who can't stand the thought of anyone else getting slightly better deal than you. So you have chosen a shitty deal for everyone.
Government run healthcare is less efficient and more expensive than healthcare run by wealthy health insurance companies.
Sarcasm, I hope?
Who are you fooling. You are young, we all know you don't have a job –
because the baby boomers can't retire because they all got divorced from cheating on their spouses – so you get free insurance.
Young and healthy wrote:
I am healthy and don't want insurance. I am paying for health costs of the elderly and sick.
Also, I drive safely and never had an accident, why am I forced to buy car insurance for those who get into accidents.
Same thing with fire insurance.
And school taxes.......I have no kids. Those with kids should pay.
Because you are a selfish a$$hole who only cares about himself. And probably too stupid to understand how insurance, and society in general, functions.
hypo wrote:
Young and healthy wrote:I am healthy and don't want insurance. I am paying for health costs of the elderly and sick.
Also, I drive safely and never had an accident, why am I forced to buy car insurance for those who get into accidents.
Same thing with fire insurance.
And school taxes.......I have no kids. Those with kids should pay.
Because you are a selfish a$$hole who only cares about himself. And probably too stupid to understand how insurance, and society in general, functions.
Liberals are the only persons who care about other persons and are entitled to tell other people what they should do.
The health care for your son wouldn't cost 100k-300k per year if our system wasn't based on a money's-no-object third party payer concept. Under a normal insurance program, the insurance company would cover you for a certain amount to limit their potential losses. In that case one of two things would happen, either the health care providers are massively overcharging you right now because they can get away with it (which I believe is the case), and they would drop their price if they had to while still making a profit... or the treatment your son needs really costs that much (which is REALLY hard to believe, that would require at least one doctor dedicated 24/7/365 to justify such costs, we are all being cheated ) and then your insurance would run out and you would be forced to turn to your family, friends, and neighbors to help you pay the bills. In this second case you would pay what you could, and the doctors would take what they could get... exactly like it used to be before we decided that we would all rather put a gun to our neighbor's head and force them to pay for our needs, rather than appeal to their charitable nature. And while we are holding that gun to our neighbor's head, we are claiming this proves how compassionate we are as a people. How ironic. It proves the opposite. The person holding the gun is showing no compassion, and the person forced to hand over their money is showing no compassion either.
The old system worked very well. The new system will is failing badly and will have devastating consequences which go far beyond health care. It is turning people against each other. Bad stuff. The road to Hell...
why is medical cost sharing not more popular? i haven't heard anybody mention it on this site.
if you're healthy and generally never need medical care why not band together with others who don't want: opioid prescription refills, hip/knee surgery (obese), insulin (sedentary/obese), anti-depressants, ritalin, etc etc?
sympathycollective wrote:
why is medical cost sharing not more popular? i haven't heard anybody mention it on this site.
if you're healthy and generally never need medical care why not band together with others who don't want: opioid prescription refills, hip/knee surgery (obese), insulin (sedentary/obese), anti-depressants, ritalin, etc etc?
It makes perfect sense, but it can never happen because it is viewed as discriminatory. I would love to have a health care plan that doesn't cover hepatitis B, C or D or HIV, as those are diseases that are extremely expensive to treat and are completely avoidable by simple lifestyle choices (but that is discriminatory against IV drug users and people who engage in anal sex).