What I wrote was not Obamacare at all.
But since you brought it up, what was it about the ACA do you think affected your deductible?
Healthcare premiums and deductibles were rising fast before the ACA went fully into effect in 2014.
What factors affected your premium?
Did you get coverage through the exchanges that did not exist before?
Did you have employer coverage that changed? Did you change employers during this time?
The main points f the ACA were:
Insurance is mandatory - that does not drive up premiums and deductibles
You can stay on your parents coverage until age 26 - that can drive up insurance but that was a popular feature
You cannot be denied for a pre-existing condition - again popular but can add to insurance costs
Companies must provide coverage - this could add to company costs if they did not provide it before but would not add to insurance costs
Insurance companies can not have more 20% of premiums go to administrative or executive costs- that brings premiums down
Lay out the cause and effect that Obamacare had on your deductible and a better approach to make it better
The rise in deductibles most likely had more to do with the rise of the amount of drugs prescribed and the cost of prescription drugs. It is also affected by the fact that we keep dying people alive longer than ever.
Obamacare/ACA was based on a Republican plan that Pomney implemented in Massachusetts. The thinking was that it would get more Republican support but it did not.
They should have added a public option.
The plan that I wrote above has no premiums and no deductibles for anyone.
Anyone that gets sick or injured would get care with no bearing to their employment or income level.