How much do you owe in student loans?

In my opinion, it is better to save money for education than to use a student loan. Many people still can't pay it. I prefer not to get into big debts and sometimes take a payday loan on the site https://fastpaydayloanstore.com/ . This is much easier and faster than going to the Bank, and the interest rate is the same low.

CatinBox wrote:

Um, well, in your situation, I can advise you one pretty good company that provides loans. Once I went there and in this company helped me a lot. The company is called webmoneyloans . Here is their website

https://webmoneyloans.com/

Try to go there, I am sure that this will be a good decision.

I believe it was the philosopher Clyde Barrow that said: "you can get more money with a gun and a smile than you can with just a smile.

Many Americans have no clue primarily because they are too selfish to take the time to learn about money. Even if they do, they are too selfish to live without a phone or cable or internet or dinners out. Kids go to the college that they fall in love with because they don’t understand that they will have to pay back the $250k instead of paying back only $80k. I know many kids who went to an equivalent state school at nearby states paying double just because they wanted to go 250 miles away instead of 100 miles away. They then come to LR complaining about their remaining $200k of debt.

0. Education is free in my country.

I owe nothing. I joined the Navy and they paid for my entire four years of "college" including living expenses. I now make ~60k a year as a butter bar in fleet.

Selfish babies wrote:

Many Americans have no clue primarily because they are too selfish to take the time to learn about money. Even if they do, they are too selfish to live without a phone or cable or internet or dinners out. Kids go to the college that they fall in love with because they don’t understand that they will have to pay back the $250k instead of paying back only $80k. I know many kids who went to an equivalent state school at nearby states paying double just because they wanted to go 250 miles away instead of 100 miles away. They then come to LR complaining about their remaining $200k of debt.

Yeah Americans suck and are stupid. Because the richest country in the world set up a predatory higher education system designed to extract money from the middle class via ever increasing tuition and unsecured loanss under the false idea that a college degree is essential to future personal success, and that it is a keystone to societal advancement in general. Rather than set up a system in which this allegedly necessary higher education is affordable and subsidized by the society that claims it is necessary.

Stupid dumb Americans. Moronic dumb Americans. Idiots.

The entire education system is run by democrats. Administrators mismanage money and professors demand bloated salaries but they all claim to be in favor of educating our youth. Democrats are never willing to give of themself. They just want everyone else to do it.

"I don't know exactly, but sometimes teachers, unconsciously, make their students feel low. Maybe the bad methods of teaching, what you think about that?

I hope to find the best essay assistance here

https://takeawayessay.com/

. People say they order essays here and get high-quality papers. IF I can, I will write everything myself, but I need to have an extra exit from bed situation. You know what I mean:)"

$0

I took out about $75k in loans for 3 years of law school, graduating in 2003. I paid out of state tuition and a state school. The loan also covered living expenses, bar courses and books. I did work during law school but never had a big money clerkship at big law.

My wife went back to school and did a masters in speech pathology. It took three years. Two years for the masters plus a one year post-bachelors to get a bunch of communications disorders undergrad classes and some science. At the same school with in state tuition, she paid the same for her program as I did for law school. She makes about $60k working in schools and will max out at $80k with 15+ years of experience.

Tuition at my law school went from about $7k in state and $12k out of state in 2003 to $33k in state and $48k out of state for students entering in 2019. Top graduates in 2003 were getting $120k at big law and about $60k at insurance defense sweat shops. Big law is now up to about $160k and insurance defense is about $80k.

Tuition has skyrocketed because the state hollowed out funding during the 2008 Great Recession and never restored funding.

This thread is depressing. I'm 51 don't have any loans. My parents paid for my education. I took out some loans when I got my MBA but paid that back quickly (also had tuition reimbursement through work). My wife has around $9K at a low interest rate (3%, I htink). We pay about $100/month on that.

I really hope I can pay a decent chunk of tuition cost for my kids (11 an 14) and not leave them with massive debt. I like the idea of them have some skin in the game so don't want them to have absolutely zero loans (my wife disagrees).

Had $10,000 that i paid off in 1.5 years. Hated seeing how much interest i was paying and just knocked it out with a few big lump payments. Helped that i never had a car payment like some so many others who bought brand new $20,000+ cars soon after graduating. Still driving my car i bought for $2,000 cash 5 years ago with 230,000 miles on it.

Those with enormous amounts of college debt (>$50,000) for a bachelor's degree are very poor decision makers who prioritized going to their dream school instead of analyzing their options and settling for a much more affordable in-state public or community college.

NYkidwithloans wrote:

I'm a recent grad and trying to pay off my loans. I have a decent job for a recent grad, making 36k a year with commission in New York State. But I still have $8,000 in student loans and it seems like it taking forever to get rid of them.

Anyways, I'm curious about other people age/loans. If you have none, at what age did you finally pay them off. Was it worth it or are your loans crippling you in life. I feel like millennials make less and have more loans so I'm interested to hear how it's personally effecting people.

*I do realize 8k is not a lot of loans compared to some.

Did not graduate college. Studied Web dev while working minor IT roles while in school and trying to pay for it myself. I now make $65k at my first jr dev job. Live with the Fiance(met her on the college xc team :) ) and she makes $40k. I owe $28k mostly because I went to run in college out of state for a few years. Payments are $400. Rent is $1100 Car is $250 and she pays all other expenses.

It sucks to pay but I am glad to be working in a field that challenges me everyday and that I enjoy being in. I do expect to make significantly more in the next 2-3 years if I continue learning the industry at this rate.

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I don't remember for sure. Maybe 4 000$ but I am going to close this deal till next month. I've aldready checked all necessary info about taking a loan and I decided to take weekend payday loan. It seems to me like the best option

Show up at your local congress-criminal’s office and tell them you are with Boeing.

I used to owe about 2k $ in the previous year but I had no money for closing it so I took payday loan to close it and avoid futher problems.

https://theguaranteedloans.com/weekend-payday-loans/

But I guess I will get more debts till the end of this year anyway

I had a 60k debt. It was hard to pay it off, especially after graduation. Our son was born, I was on maternity leave, and my husband had to wok alone. Sometimes we even had to get payday loans in Illinois (IL) https://maybeloan.com/payday-loans/il Later I started working, and we repaid my student debt last year, though we still have my husband debt, I hope we will pay it off till the end of this year.