How will Trump cover everyone and reduce cost of health insurance?
Honest question.
How will Trump cover everyone and reduce cost of health insurance?
Honest question.
Its gotta be said wrote:
How will Trump cover everyone and reduce cost of health insurance?
Honest question.
Honest reply: It's not the government's job to provide/mandate health insurance.
I know this is a shock to you, but health insurance is just like any other product that should be bought and sold in the marketplace, and that marketplace includes the right to NOT have health insurance and/or the right to pay out-of-pocket for basic health care.
Health care is the responsibility of the individual, not the collective.
Running on Empathy wrote:
Health care is the responsibility of the individual, not the collective.
Wrong. The collective gets stuck with the bill for individuals who are uninsured. You really cannot be so stupid you think medical services are donated to the uninsured.
His proposal is HSA plans for everyone. So you can save for your healthcare expenses with pre tax dollars and presumably buy insurance like we used to. HSAs are typically high deductible plans though so this will be better for millennials who never see the doctor but baby boomers will pay a fortune in healthcare costs.
Healthcare is ludicrously expensive in the U.S. compared to any other developed or developing country, and is only getting more and more unaffordable.
Obama supposedly tried to deal with it with ACA, but I don't think that did much about limiting the cost inflation--it just tried to increase the risk pool.
I don't know about the Republican version--RomneyCare--I don't know if it was any better?
Socialized medicine is deeply entrenched in the US, and has been for decades, to the point that neither major political party even dares to even hint at reducing Medicare. But, neither is doing anything to fix it either.
Simple, replace Obamacare with a simple mandate. Any company that sells group health insurance policies in a state is required by law to offer individual policies regardless of pre-existing conditions at no more than a 25% premium on the exchanges where people can choose what coverages they want. Plans would renew annually to discourage people from not carrying coverage when they don't feel they need it. Provide optional riders for pregnancy, mental health, and HIV to keep premiums lower for the general population.
Deregulation. 20,000 pages of Obamacare regulations increased costs and reduced quality of care.
justavoter wrote:
Healthcare is ludicrously expensive in the U.S. compared to any other developed or developing country, and is only getting more and more unaffordable.
Obama supposedly tried to deal with it with ACA, but I don't think that did much about limiting the cost inflation--it just tried to increase the risk pool.
I don't know about the Republican version--RomneyCare--I don't know if it was any better?
Socialized medicine is deeply entrenched in the US, and has been for decades, to the point that neither major political party even dares to even hint at reducing Medicare. But, neither is doing anything to fix it either.
The problem is that Republicans refuse to control the real problem. That is insurance companies buying up all the hospitals. It is ludicrous to have a medical bill with the doctor getting 5% of less of the charges.
Insurance companies running hospitals add a layer of middle people who add 50% or more to "manage" the medical facilities and claims. Investors want their cut also.
I always hear from Liberals how great the Canadian system is. How about we buying into that? We can send our sick on road trips up to Canada to get treated. That sounds like a winner?
Blah Blah Blah. wrote:
Deregulation. 20,000 pages of Obamacare regulations increased costs and reduced quality of care.
Nope. Insurance companies as owner of medical facilities. Please learn something before posting. Thanks.
Trump has advocated single payer in the past. Not sure if he still supports that, but he might drag that back out now that he's no longer trying to get the conservative vote.
Trump's plan is on his website:
https://www.donaldjtrump.com/positions/healthcare-reform
What he recommends will definitely improve quality or care and reduce costs.
That explains the small hands.
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Blah Blah Blah. wrote:
Trump's plan is on his website:
https://www.donaldjtrump.com/positions/healthcare-reformWhat he recommends will definitely improve quality or care and reduce costs.
LOL ... he does not understand the business side of the medical system. He will not improve care or reduce costs.
Trump promised a 'beautiful' healthcare plan, but it's pretty basic
The healthcare outline [Trump's] campaign released Wednesday mostly highlights standard, if vague, Republican proposals, several of which conservatives themselves say will have little impact on patients’ health or their pocketbooks.
http://www.latimes.com/nation/la-na-trump-healthcare-20160303-story.htmlSurvival of the fittest.
Obamacare is actually a Republican blueprint (look it up). Good luck with this one, DerTrump.
Actually, Christian hospitals are expanding and buying other hospitals. Nearly 50% of all hospitals are now owned by Christian organizations.
Since 2012, all health insurance companies are bound by the MLR regulation of the ACA. That means that they can only keep 20% of the premiums they take in. Not as profit, but to cover all expenses and salaries. The 80% must be spent on claims or rebated to the policy holders. That is why many insurance companies are getting out of the individual health market as well as the exchanges.
justavoter wrote:
Obama supposedly tried to deal with it with ACA, but I don't think that did much about limiting the cost inflation--it just tried to increase the risk pool.
ACA dealt with a tiny sliver of the healthcare market. Medicare and group insurance are something like 90% of the market. Those large groups drive total spending. Yes a couple of ACA things affected that market but we are talking a very small number.
Blah Blah Blah. wrote:
Trump's plan is on his website:
https://www.donaldjtrump.com/positions/healthcare-reformWhat he recommends will definitely improve quality or care and reduce costs.
Unlikely. Pretty much all of the recomendations have been looked at as part of other plans and they have all had minimal to negative changes.
And some are fantasy land stuff. He plans on 10 billion dollars savings by paying 0 cents for illegal immigrants. Sounds great. But in reality, how many billion do you think it will cost to deport something like 12 million people AND prevent more people from coming in? To save that 10 billion, you might need to spend 100 billion.