Buffetteer wrote:
Ghost of Igloi wrote:
T-Bills are likely to outperform stocks over thenext ten years.
Likely? That’s crazy talk.
I guess you forgot that it did just that for the TWELVE YEAR period starting 1/1/2000.
Buffetteer wrote:
Ghost of Igloi wrote:
T-Bills are likely to outperform stocks over thenext ten years.
Likely? That’s crazy talk.
I guess you forgot that it did just that for the TWELVE YEAR period starting 1/1/2000.
Ghost of Igloi wrote:
Buffetteer wrote:
Likely? That’s crazy talk.
I guess you forgot that it did just that for the TWELVE YEAR period starting 1/1/2000.
We’re not talking about 2000, or a twelve year period. It is highly unlikely.
Since you think it is likely, how much are you willing to bet?
$500,000
Done.
Send your check to agip. When it clears, I’ll send mine.
Buffetteer wrote:
Done.
Send your check to agip. When it clears, I’ll send mine.
I will get it in the mail today as long as agip promises not to use BKLN as the escrow account.
agip wrote:
Yup - bonds have been pretty bad for the past year or so
I don't see any logic to looking at just price tho - the whole point of a bond is the coupon.
My biggest bond position is TIPS, which are down just 0.36% year to date.
And I hedge interest rate risk with BKLN and FLTR and HYS, all of which are up this year
Hey agip , I believe maser said watch DB .
https://pbs.twimg.com/media/Dm0nJYbU0AAqQXR.jpgH/T @NickatFP
https://am.jpmorgan.com/blob-gim/1383544692291/83456/Exhibit%204_update.pnghttps://www.valuewalk.com/wp-content/uploads/2016/09/Currency-Hedged-Bonds.jpgblog.gavekalcapital.com/wp-content/uploads/2016/09/1-Copy-Copy-2-3-600x340.jpghttps://blog.gavekalcapital.com/wp-content/uploads/2016/09/1-Copy-Copy-3-4-600x340.jpgGhost of Igloi wrote:
. As Rick Santelli said today (paraphrasing here) “everyone in the world is buying the long end of the curve because Bunds are at 0.32%.”
.
I have been increasingly turning to CD ladders:
3 month 1.95%
6 month 2.1%
9 month 2.3%
12 month 2.45%
I prefer a prefered share ETF. With a steady dividend of about 5.65% I'll chance the price fluctuations.
I can't see the point in settling for much less than that in terms of interest or dividend, esp. since taxes will take a portion of it.
Ghost of Igloi wrote:
I have been increasingly turning to CD ladders:
3 month 1.95%
6 month 2.1%
9 month 2.3%
12 month 2.45%
I do the same with Treasuries.
Year-to-date CDs are outperforming all but one of listed preferreds. You must consider total return since preferreds are more interest rate and credit quality sensitive.
Ghost of Igloi wrote:
I have been increasingly turning to CD ladders:
3 month 1.95%
6 month 2.1%
9 month 2.3%
12 month 2.45%
Wife's current 403 is with TIAA ; GSRA is currently 3.25% , GRA is 4.00% .
J. Hardy wrote:
Ghost of Igloi wrote:
I have been increasingly turning to CD ladders:
3 month 1.95%
6 month 2.1%
9 month 2.3%
12 month 2.45%
I do the same with Treasuries.
That is fine, I have been using CDs since they have been giving a higher total yield.
I don't buy it for the price appreciation. I buy it for the steady dividend. And the dividend is several times the mutiple of the interest on your CDs.
la gente ésta muy loca wrote:
Ghost of Igloi wrote:
I have been increasingly turning to CD ladders:
3 month 1.95%
6 month 2.1%
9 month 2.3%
12 month 2.45%
Wife's current 403 is with TIAA ; GSRA is currently 3.25% , GRA is 4.00% .
I am assuming those are Stable Value GICs(guaranteed insurance contracts). I have been encouraging clients that hold the same to overweight for bond allocation.
seattle prattle wrote:
I don't buy it for the price appreciation. I buy it for the steady dividend. And the dividend is several times the mutiple of the interest on your CDs.
OK.
seattle prattle wrote:
I don't buy it for the price appreciation. I buy it for the steady dividend. And the dividend is several times the mutiple of the interest on your CDs.
One other point, CD ladder income has increased 30% over the past year.
Ghost of Igloi wrote:
J. Hardy wrote:
I do the same with Treasuries.
That is fine, I have been using CDs since they have been giving a higher total yield.
Don’t forget the tax consequences.
Sure you avoid state and local taxes with Treasuries.
J. Hardy wrote:
Ghost of Igloi wrote:
That is fine, I have been using CDs since they have been giving a higher total yield.
Don’t forget the tax consequences.
Checking out the current T-Bill yield comparison to CDs looks like an excellent idea.