"Retirement". I "retired" already a few years ago, before the age of 50. Everything I do, I do because I want to, not because I have to, or because someone (other than family) requires me to.
And that is by not following your simplistic advice.
"Retirement" means different things to different people. I'm sure there are many 30-year-old's on welfare or better yet SS disability, who consider themselves "retired".
Notice that I don't disagree with what you say, I disagree with your suggestion that is the ONLY way, or is the BEST way for everyone, or even the SUREST way for everyone.
It is that autocratic arrogant attitude that makes your posts crap, and that makes your life, and your economic situation, intrinsically weak.