...big pullback.
To those who think I'm only a market cheerleader, I submit this to you.
I still DO think the Dow will climb a bit yet, and if it does it slowly enough, it might do it all through 2012, but at some point no later than during the year 2013, there should be a big pullback based on what I see now.
MORE hiring and the unemployment rate falling faster has to happen for this upward movement to continue too much longer.
So, what to do?
Continue to stay debt free and continue to invest money in the market for the future that you don't need today.